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2146 15th St NE, Sauk Rapids, MN, 56379

3beds
3baths
2,499sqft
$307,700
$123price/sqft
$2,193/moest. monthly cost
$87,720/yrincome needed

About This Home

Rare opportunity just outside Sauk Rapids, situated on 3.55 acres with a peaceful country setting with fields across the road, this 3-bedroom bi-level offers space, privacy, and plenty of potential. The main level features a large living room with expansive windows overlooking the front yard, three bedrooms, a full bath, a primary half bath, and a compact galley kitchen. The lower level offers a large family room with abundant natural light, a walkout to the side yard, an additional ¾ bath, and a bonus room. A spacious foyer connects the home to the attached 24x24 double garage. Additional storage and workspace are available in the detached 24x34 building/garage. The private backyard includes a fenced area for dogs and a large open area currently used for golf or target practice. Sewer was installed in 2016. This property offers an excellent opportunity for a contractor, investor, or buyer looking to renovate and create a truly special acreage property close to town while enjoying a country setting and no backyard neighbors. Property is being sold as-is.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1969

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Full,Partially Finished,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Bedroom2

  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Bedroom3

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Family Room

  • Level: Lower
  • Area: 286
  • Dimensions: 22x13

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,071
  • Finished area above ground: 1,428

Foyer

  • Level: First
  • Area: 190
  • Dimensions: 19x10

Heating & Cooling

  • Heating features: Boiler,Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,499
  • Total interior livable area: 2,499 sqft

Kitchen

  • Level: Main
  • Area: 68.16
  • Dimensions: 9.6x7.10

Living Room

  • Level: Main
  • Area: 351
  • Dimensions: 27x13

Office

  • Level: Lower
  • Area: 240
  • Dimensions: 16x15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 090052900
  • Zoning description: Residential-Single Family
  • Foundation area: 1428

Features

  • Levels: Multi/Split

Lot

  • Lot size: 3.55 Acres
  • Lot size dimensions: 1793 x 234

Parking

  • Total spaces: 6
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Benton County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,555$18,660
Home Insurance *$212$2,544
Property Taxes $216$2,592
Electricity $210$2,529
Total$2,193$26,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,188/yr
40% on housing$65,790/yr
45% on housing$58,480/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 56379$149
Benton County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 56379$142
Benton County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$307,700
2016-11-18Sold$212,900
2016-09-28Listed for sale$214,900

For Sale by Agent

AgentJason C. Quade
BrokeragePremier Real Estate Services

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