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114 Prairie Stone Ct SE, Stewartville, MN, 55976

5beds
4baths
5,079sqft
$699,900
$138price/sqft
$5,329/moest. monthly cost
$213,160/yrincome needed

About This Home

This impressive 5 bed, 4 bath home boasts loads of upgrades including hardwood floors, alder cabinetry, red elm floors, a huge bonus room above the garage, a large recreational/theater room in the basement with a viewing screen and large bar for all of your entertaining! The laundry is located on the upper level close to the bedrooms for your convenience. The primary suite features a well-equipped bath and custom walk-in closet. Once you enter the home through the large foyer, the main level boasts a stacked stone fireplace in the living area visible from the large open custom kitchen. Beautiful french doors lead off the kitchen into the office which can be closed for privacy while you work from home! The back entry features large built-in alder cubbies and is connected to the pristine fully finished garage with a durable epoxy floor. In addition, this home has absolutely stunning curb appeal! Beautifully landscaped from every angle, this home impresses both inside and out!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

--
Bonner Elementary SchoolGrades K-20.6 mi
5/10
8/10

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Double Oven,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer,Water Softener Owned
  • Laundry features: Common Area,Laundry Closet,Upper Level

Basement

  • Has basement: Yes
  • Basement: Block,Egress Window(s),Finished,Full,Storage Space,Tile Shower

Bathroom

  • Level: Upper

Bathroom

  • Level: Upper

Bathroom

  • Level: Lower

Bathroom

  • Level: Basement

Bedroom

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Upper

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,452
  • Finished area above ground: 3,627

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,079
  • Total interior livable area: 5,079 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Office

  • Level: Main

Recreation Room

  • Level: Basement

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 440232066166
  • Zoning description: Residential-Single Family
  • Foundation area: 1452

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Composite Decking,Covered,Deck,Front Porch,Porch

Lot

  • Lot size: 0.31 sqft
  • Features: Corner Lot
  • Lot size dimensions: 100 x 137

Parking

  • Total spaces: 4
  • Parking features: Attached,Concrete,Driveway - Other Surface,Garage,Garage Door Opener,Heated Garage,Insulated Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$453$5,436
Property Taxes $909$10,908
Electricity $428$5,140
Total$5,329$63,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,708/yr
40% on housing$159,870/yr
45% on housing$142,106/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 55976$165
Olmsted County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 55976$163
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$699,900
2026-04-20Price change$739,900
2026-03-19Price change$769,900
2026-02-19Price change$799,900
2026-02-03Listed for sale$829,900
2025-12-19Listing removed$849,900
2025-12-02Price change$849,900
2025-09-23Price change$879,900
2025-08-18Listed for sale$899,900
2011-09-29Sold$318,000
2011-08-14Price change$324,900
2011-07-14Listed for sale$334,500
2010-11-19Sold$255,966

For Sale by Agent

AgentBen Olsen
BrokerageIntegrity Realty

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