346 Main St N, Chatfield, MN, 55923
About This Home
Enjoy the ease of one-level living in this well-maintained and quality built zero-entry ranch style twin home with no HOA fees. Thoughtfully designed for comfort and accessibility, this home features 3-foot doorways, lever-style door handles, grab bars in the bathroom, and a zero-entry layout that accommodates a variety of lifestyles. Inside, you'll find 2 bedrooms, 1 bathroom with a walk-in tub, and a bright, functional floor plan. The spacious living room is warmed by new carpet and cozy three-sided gas fireplace, while the adjoining kitchen and dining area offer durable vinyl flooring and an efficient layout for everyday living. Quality Andersen windows, central air, vinyl siding, and a finished one-car garage add to the home's appeal. Recent updates include newer carpet, range, furnace, water heater, and water softener, providing added peace of mind. Step outside to enjoy the private concrete patio and nicely sized zero lot line lot with room to relax and entertain. Whether you're looking to downsize, purchase your first home, or enjoy the convenience of an accessible, low-maintenance home, this move-in ready property offers comfort, functionality, and lasting value in a desirable Chatfield location.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1997
Materials
- Roof: Asphalt
- Construction materials: Block,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Twin Home
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
- Laundry features: Common Area,Main Level
Basement
- Has basement: Yes
- Basement: None
Bedroom
- Level: Main
- Area: 168
- Dimensions: 12x14
Bedroom2
- Level: Main
- Area: 144
- Dimensions: 12x12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
- Area: 90
- Dimensions: 9x10
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,120
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,148
- Total interior livable area: 1,120 sqft
Kitchen
- Level: Main
- Area: 110
- Dimensions: 10x11
Laundry
- Level: Main
- Area: 54
- Dimensions: 6x9
Living Room
- Level: Main
- Area: 228
- Dimensions: 12x19
Property
Accessibility
- Accessibility features: Doors 36"+,Grab Bars In Bathroom,Door Lever Handles,No Stairs Internal,Other
Details
- Parcel number: 513131061988
- Attached to another structure: Yes
- Zoning description: Residential-Single Family
- Foundation area: 1148
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch,Patio
Lot
- Lot size: 9,147 sqft
- Lot size dimensions: 61 x 147
Parking
- Total spaces: 1
- Parking features: Attached,Asphalt,Concrete,Shared Driveway,Garage,Garage Door Opener,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Inland Flooding
- Strong Wind
- Winter Weather
- Drought
- Heat Wave
- Landslide
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Olmsted County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $191 | $2,292 |
| Property Taxes | $249 | $2,988 |
| Electricity | $170 | $2,050 |
| Total | $1,823 | $21,876 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Listed for sale | $239,900 |
| 2024-07-19 | Sold | $220,000 |
| 2016-08-15 | Sold | $108,000 |
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