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8309 County Road 19 SE, Rochester, MN, 55904

3beds
2baths
2,520sqft
$655,000
$260price/sqft
$4,382/moest. monthly cost
$175,280/yrincome needed

About This Home

Unique property consisting of ranch and forest land is available for sale in Rochester, MN. The ranch consists of three bedrooms, two bathrooms, an attached garage (two stalls), central air conditioning, forced-air heating, a single wood-burning fireplace, a patio, and a pole shed. The property offers numerous outdoor activities and boasts an incredible view without compromise. The privacy and tranquility this property offers are rare to find, as it is hidden deep in the woods and has a private driveway leading to the house. It holds enormous potential for a future owner in terms of both environmental, entertainment, and financial benefits. It is located only 20 minutes southeast of downtown Rochester. The fastest route will be closed from April 6 to April 10 due to the roadwork on Highway 52.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
8/10
Chatfield SecondaryGrades 7-127.9 mi

Construction

Condition

  • Year built: 1980

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,904

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,520
  • Total interior livable area: 2,520 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 531323050878
  • Zoning description: Residential-Single Family
  • Foundation area: 2520

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7.50 Acres
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather
Drought
Lightning

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,312$39,744
Home Insurance *$392$4,704
Property Taxes $466$5,592
Electricity $212$2,550
Total$4,382$52,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,240/yr
40% on housing$131,460/yr
45% on housing$116,853/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 55904$144
Olmsted County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 55904$175
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$655,000
2025-12-20Listing removed$655,000
2025-10-23Listed for sale$655,000
2006-05-24Sold$230,000

For Sale by Agent

AgentKristina Biondic Veldic
BrokerageColdwell Banker Realty

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