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500 6th St NE, Stewartville, MN, 55976

4beds
2baths
2,080sqft
$335,000
$161price/sqft
$2,490/moest. monthly cost
$99,600/yrincome needed

About This Home

Discover this beautifully maintained 4-bedroom, 2-bath home in a quiet, family-oriented neighborhood in Stewartville, MN! Perfect for growing families or anyone seeking a move-in ready single-family residence just minutes from Rochester. This 1,820 sq ft home, built in 1971, sits on a spacious 7,701 sq ft lot and offers comfort, modern updates, and fantastic entertainment space. Three bedrooms are conveniently located on the main level, with the large fourth bedroom and a finished lower level providing flexibility for guests, a home office, or play area. Key Features & Recent Updates Include: • Completely finished basement featuring a dedicated home theater and generous laundry/utility room • Luxury vinyl plank flooring throughout the main and lower levels (carpet in all bedrooms replaced in 2022) • Updated main bathroom with stylish tile shower and new flooring • Major mechanical & exterior updates: New roof (2014), siding (2014), furnace (2014), central air (2016), water heater (2018), and water softener (2018) • Fresh interior touches including updated lighting (2022), knockdown ceilings (2022), and a brand-new concrete patio (2025) ideal for outdoor gatherings • Insulated single-car garage with heater and large workbench for hobbyists or storage Step outside to enjoy your private backyard with beautiful landscaping that attracts local wildlife—perfect for relaxing or entertaining. The home offers plenty of space for family activities, with easy access to nearby parks, bike trails, and top-rated Stewartville schools. Located in desirable Stewartville, MN (just a short drive from Rochester), this property combines small-town charm with convenient amenities. Whether you're looking for Stewartville MN real estate, a 4-bedroom home near Rochester, or an updated family residence with a finished basement, extra gym space and two family rooms, this one checks all the boxes. Don't miss your chance to own this gem in one of Olmsted County's most welcoming communities!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Schools

--
Bonner Elementary SchoolGrades K-20.7 mi
5/10
8/10

Construction

Condition

  • Year built: 1971

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Block,Egress Window(s),Finished,Full,Storage Space

Bathroom

  • Level: Main
  • Area: 40
  • Dimensions: 5x8

Bathroom

  • Level: Main
  • Area: 30
  • Dimensions: 5x6

Bedroom

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Bedroom2

  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Bedroom3

  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Bedroom4

  • Level: Basement
  • Area: 275
  • Dimensions: 11x25

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 760
  • Finished area above ground: 1,040

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,080
  • Total interior livable area: 2,080 sqft

Kitchen

  • Level: Main
  • Area: 300
  • Dimensions: 20x15

Living Room

  • Level: Main
  • Area: 216
  • Dimensions: 18x12

Recreation Room

  • Level: Basement
  • Area: 351
  • Dimensions: 27x13

Utility Room

  • Level: Basement
  • Area: 280
  • Dimensions: 28x10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 543411029929
  • Zoning description: Residential-Single Family
  • Foundation area: 1040

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,666 sqft
  • Lot size dimensions: 70 x 110

Parking

  • Total spaces: 1
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$216$2,592
Property Taxes $406$4,872
Electricity $175$2,105
Total$2,490$29,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,371/yr
40% on housing$74,700/yr
45% on housing$66,400/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 55976$163
Olmsted County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 55976$163
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$345,000
2026-04-19Price change$350,000
2026-04-03Price change$365,000
2026-03-08Listed for sale$340,000
2022-09-13Sold$270,000
2022-07-28Pending sale$264,900
2022-07-11Listed for sale$264,900
2009-06-22Sold$75,100
2008-10-17Sold$86,700

For Sale by Agent

AgentJen Busch
BrokerageMidwest Home and Farm Realty

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