109 5th St NE, Stewartville, MN, 55976
About This Home
Imagine living where small-town charm, everyday convenience, and peace of mind come together. This inviting three-bedroom home offers comfortable living with a main-floor bedroom and living space, plus two additional bedrooms upstairs. The updated kitchen and bathroom provide modern touches while preserving the home's character. Enjoy your morning coffee on the open front porch, unwind on the shaded side porch, or entertain in the spacious backyard. Whether you're relaxing or hosting friends and family, you'll appreciate having multiple outdoor spaces to enjoy. Several major updates have already been completed, including a brand-new furnace installed in 2022, along with maintenance-free metal siding and a durable metal roof. These improvements mean less time spent on maintenance and more time enjoying your home. Located on a quiet dead-end street in Stewartville's Old Town neighborhood, you'll be just blocks from Bear Cave Park, Stewartville Elementary, Cabin Coffee Co., and 2 Brothers Authentic BBQ. Quick access to Hwy 63 and I-90 makes commuting to Rochester simple. If you're looking for a home with character, practical updates, and the opportunity to make it your own, this Stewartville gem is ready to welcome you home.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1902
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Partial
Bedroom
- Level: Main
- Area: 121
- Dimensions: 11x11
Bedroom2
- Level: Upper
- Area: 169
- Dimensions: 13x13
Bedroom3
- Level: Upper
- Area: 132
- Dimensions: 11x12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
- Area: 180
- Dimensions: 12x15
Features
- Finished area below ground: 0
- Finished area above ground: 1,550
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,635
- Total interior livable area: 1,550 sqft
Kitchen
- Level: Main
- Area: 121
- Dimensions: 11x11
Living Room
- Level: Main
- Area: 195
- Dimensions: 15x13
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 543413030200
- Zoning description: Residential-Single Family
- Foundation area: 1150
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Front Porch,Patio
- Fencing: Privacy,Wood
Lot
- Lot size: 8,276 sqft
- Features: Tree Coverage - Medium
- Lot size dimensions: 176 x 50
Parking
- Parking features: Gravel,Open
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Winter Weather
- Hail
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Olmsted County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,011 | $12,132 |
| Home Insurance * | $129 | $1,548 |
| Property Taxes | $238 | $2,856 |
| Electricity | $170 | $2,050 |
| Total | $1,548 | $18,576 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Listed for sale | $200,000 |
| 2024-05-11 | Listing removed | -- |
| 2024-04-29 | Price change | $194,500 |
| 2024-02-23 | Listed for sale | $199,000 |
| 2022-12-20 | Sold | $179,900 |
| 2022-11-16 | Pending sale | $179,900 |
| 2022-11-08 | Listed for sale | $179,900 |
| 2022-07-06 | Listing removed | -- |
| 2022-06-21 | Price change | $169,900 |
| 2022-06-03 | Price change | $174,900 |
| 2022-05-24 | Price change | $179,900 |
| 2022-05-11 | Listed for sale | $184,900 |
| 2006-10-12 | Sold | $96,800 |
For Sale by Agent
View on Zillow