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2712 25th Ave SE, Rochester, MN, 55904

3beds
2baths
1,172sqft
$385,000
$328price/sqft
$2,799/moest. monthly cost
$111,960/yrincome needed

About This Home

Acreage inside Rochester city limits is almost unheard of—yet this property delivers 1.54 acres of beautiful gardens, fruit trees, and open fields with room to breathe, play, raise chickens, and enjoy unforgettable sunset views from your own backyard. The grounds include 3 grape vines, 3 apple trees, 4 pear trees, rhubarb, asparagus, and both indoor and outdoor chicken coops, plus a gas grill for easy outdoor living. Inside, the home features a new washer and newer dryer on the first, as well as a new water purifier and a newer water softener for the well. Well and septic have been maintenenced within the last 3 months. Tucked in a quiet SE neighborhood and just minutes from downtown, this home offers the perfect blend of privacy and accessibility. Located right off Hwy 52 and close to Pinewood Elementary and Mayo High School, the setting is ideal for anyone seeking space without sacrificing proximity to schools, shopping, and Mayo campuses. Whether you’re looking to expand, create an outdoor oasis, or simply enjoy the rare luxury of land within city limits, this property is a standout opportunity in today’s market.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
5/10
9/10
Mayo Senior High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1955

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Block,Partially Finished,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,172

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,172
  • Total interior livable area: 1,172 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 631843036908
  • Zoning description: Residential-Single Family
  • Foundation area: 884

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 1.54 Acres
  • Lot size dimensions: 250 x 180

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Winter Weather
Hail
Strong Wind

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$230$2,760
Property Taxes $453$5,436
Electricity $170$2,050
Total$2,799$33,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,965/yr
40% on housing$83,970/yr
45% on housing$74,640/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 55904$146
Olmsted County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 55904$175
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-28Listed for sale$385,000

For Sale by Agent

AgentGeorges Montillet
BrokerageDwell Realty Group LLC

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