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418 11th Ave SE, Rochester, MN, 55904

3beds
3baths
2,432sqft
$249,900
$103price/sqft
$1,959/moest. monthly cost
$78,360/yrincome needed

About This Home

This is a terrific duplex close to public transportation and downtown! The property is fully leased and simple to start or add to your investment portfolio. Unit 2 will be vacant at the end of May, allowing the opportunity to live in one apartment and rent out the other!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
87
BikeVery Bikeable

Schools

9/10
Mayo Senior High SchoolGrades 8-121.1 mi
4/10
Kellogg Middle SchoolGrades 6-81.6 mi

Construction

Condition

  • Year built: 1915

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex Other

Interior

Appliances

  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,424

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,432
  • Total interior livable area: 2,432 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 640112000997
  • Zoning description: Residential-Single Family
  • Foundation area: 1008

Features

  • Levels: One and One Half

Lot

  • Lot size: 6,490 sqft
  • Lot size dimensions: 50 x 131

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Hail
Heat Wave
Lightning

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$149$1,788
Property Taxes $342$4,104
Electricity $205$2,461
Total$1,959$23,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,165/yr
40% on housing$58,770/yr
45% on housing$52,240/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 55904$148
Olmsted County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 55904$175
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$249,900
2026-02-17Listed for sale$259,900
2016-07-22Sold$149,000
2016-06-28Pending sale$149,000
2016-06-22Listed for sale$149,000
2013-12-27Sold$99,000
2012-10-11Listing removed$109,900
2012-10-07Listed for sale$109,900
2012-08-08Listing removed$119,900
2012-04-27Listed for sale$119,900
2010-06-25Sold$125,000
2007-06-20Sold$107,890
2006-11-17Sold$101,569

For Sale by Agent

AgentThomas Hill
BrokerageMatik Management

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