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915 16 1/4 St SE, Rochester, MN, 55904

2beds
2baths
1,544sqft
$287,500
$186price/sqft
$2,115/moest. monthly cost
$84,600/yrincome needed

About This Home

Well-maintained and move-in ready, this charming 1969 ranch-style home is located on a quiet street in an established neighborhood. Pre-inspected for added peace of mind and featuring a radon mitigation system, this home offers comfort, quality, and value throughout. Inside, you'll find 2 bedrooms, 2 bathrooms, quality replacement windows, beautiful oak trim, updated flooring, fresh paint, and modern appliances. A versatile main-floor flex room provides endless possibilities—perfect as a formal dining room, home office, den, playroom, or hobby space. The finished lower level expands the living space with a spacious family room, an additional den, and a ¾ bath. Outside, enjoy low-maintenance permanent siding, a deck ideal for relaxing or entertaining, and a large 2-car garage featuring a new furnace, service door, and updated lighting. A wonderful combination of functionality, thoughtful updates, and move-in-ready convenience!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
58
BikeBikeable

Schools

3/10
5/10
9/10
Mayo Senior High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1969

Materials

  • Roof: Asphalt
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Lower Level,Sink

Basement

  • Has basement: Yes
  • Basement: Block,Full,Partially Finished,Storage Space,Tile Shower

Bedroom

  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Bedroom2

  • Level: Main
  • Area: 104
  • Dimensions: 8x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Den

  • Level: Lower
  • Area: 121
  • Dimensions: 11x11

Dining Room

  • Level: Main
  • Area: 54
  • Dimensions: 6x9

Family Room

  • Level: Lower
  • Area: 270
  • Dimensions: 15x18

Features

  • Finished area below ground: 556
  • Finished area above ground: 988

Flex Room

  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,976
  • Total interior livable area: 1,544 sqft

Kitchen

  • Level: Main
  • Area: 90
  • Dimensions: 9x10

Laundry

  • Level: Lower

Living Room

  • Level: Main
  • Area: 216
  • Dimensions: 12x18

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 641242013444
  • Zoning description: Residential-Single Family
  • Foundation area: 988

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 64 x 125 x 60 x 125

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Concrete,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Strong Wind
Winter Weather
Hail
Heat Wave
Lightning

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,453$17,436
Home Insurance *$172$2,064
Property Taxes $320$3,840
Electricity $170$2,050
Total$2,115$25,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,514/yr
40% on housing$63,450/yr
45% on housing$56,400/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 55904$147
Olmsted County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 55904$175
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$287,500
2026-07-06Price change$289,900
2026-06-25Listed for sale$299,900
2024-01-22Sold$257,000
2023-12-12Pending sale$249,900
2023-12-02Price change$249,900
2023-11-27Listed for sale$254,900

For Sale by Agent

AgentTim Danielson
BrokerageElcor Realty of Rochester Inc.

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