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1838 Tiffany Cove Ln SW, Rochester, MN, 55902

2beds
2baths
1,246sqft
$294,900
$237price/sqft
$2,154/moest. monthly cost
$86,160/yrincome needed

About This Home

Beautifully maintained 2-bedroom, 2-bath townhome in the desirable Waterford Subdivision. This home features an open and inviting floor plan with a cozy fireplace, bright living spaces, and a functional kitchen layout. Enjoy peaceful views from the private deck overlooking the pond, perfect for relaxing or entertaining. Additional highlights include an attached garage, ample storage, and low-maintenance living in a well-kept community. Conveniently located near downtown Rochester, schools, walking paths, shopping, and more. A fantastic opportunity to own in a prime location with comfort and convenience throughout.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
9/10
Mayo Senior High SchoolGrades 8-122.4 mi
5/10
John Adams Middle SchoolGrades 6-84.3 mi

Construction

Condition

  • Year built: 1999

Materials

  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: None

Bedroom

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 598
  • Finished area above ground: 648

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,246
  • Total interior livable area: 1,246 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 641033057063
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 598

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 1,742 sqft
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$170$2,040
Property Taxes $323$3,876
Electricity $170$2,050
Total$2,154$25,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,851/yr
40% on housing$64,620/yr
45% on housing$57,440/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 55902$227
Olmsted County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 55902$185
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$294,900
2025-12-22Listed for sale$299,900
2020-11-03Sold$195,000
2020-09-09Pending sale$200,000
2020-09-04Listed for sale$200,000
2018-06-11Sold$182,000
2018-04-30Pending sale$180,000
2018-04-18Listed for sale$180,000
2016-04-21Sold$168,000
2016-02-24Pending sale$169,900
2016-02-05Listed for sale$169,900
2009-04-03Sold$158,000
2007-10-03Sold$162,600
2007-05-18Sold$162,600
2003-04-12Sold$157,500

For Sale by Agent

AgentTami Timbeross
BrokerageElcor Realty of Rochester Inc.

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