821 12th Ave SE, Rochester, MN, 55904
About This Home
Discover the charm of this well maintained 2-bedroom, 2-bath ranch style home. Inside, you’ll find a bright, airy atmosphere enhanced by natural woodwork, wood floors, and light-filled rooms. The galley kitchen, complete with white cabinetry and stainless steel appliances, offers a cozy spot for casual dining. The formal dining room opens through patio doors to the deck and fenced-in backyard, perfect for relaxing or entertaining. The lower level adds valuable living space with a family room, an additional bathroom, a convenient laundry area, and plenty of extra storage. This inviting home won’t stay on the market for long—schedule your tour today!
Getting Around
Somewhat Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1957
Materials
- Roof: Asphalt
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Dryer,Microwave,Refrigerator,Wall Oven,Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Finished area below ground: 780
- Finished area above ground: 1,056
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,112
- Total interior livable area: 1,836 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 640142021528
- Zoning description: Residential-Single Family
- Foundation area: 1056
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Fencing: Chain Link
Lot
- Lot size: 7,274 sqft
- Lot size dimensions: 64 x 115
Parking
- Total spaces: 1
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Olmsted County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,263 | $15,156 |
| Home Insurance * | $149 | $1,788 |
| Property Taxes | $286 | $3,432 |
| Electricity | $170 | $2,050 |
| Total | $1,868 | $22,416 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Pending sale | $249,900 |
| 2026-07-23 | Listed for sale | $249,900 |
| 2005-04-14 | Sold | $129,900 |
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