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3915 Berkshire Rd SW, Rochester, MN, 55902

4beds
3baths
3,520sqft
$689,000
$196price/sqft
$4,907/moest. monthly cost
$196,280/yrincome needed

About This Home

Meticulously maintained one-owner 4-bedroom, 3-bath twin home with recent updates, including a newer roof, fresh interior paint, refinished hardwood floors, and new carpet on the main level. Designed for easy main-level living, this home features spacious, thoughtfully designed rooms throughout. The bright, open-concept layout is filled with natural light. The kitchen flows seamlessly into the dining area and opens to a welcoming living room with a cozy gas fireplace. Additional highlights include granite countertops, a large pantry, a screened porch, and a walkout lower level—perfect for relaxing, entertaining, or enjoying extra living space. Step outside to a covered patio, ideal for warm days and evenings. Located in one of Rochester’s most desirable neighborhoods, this home offers convenient access to walking and biking paths, parks, shopping, and dining.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
5/10
John Adams Middle SchoolGrades 6-83.3 mi
9/10
Mayo Senior High SchoolGrades 8-123.9 mi

Construction

Condition

  • Year built: 2009

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Storage Space,Tile Shower,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 220.8
  • Dimensions: 13.8x16

Bedroom2

  • Level: Main
  • Area: 165.6
  • Dimensions: 13.8x12

Bedroom3

  • Level: Lower
  • Area: 238
  • Dimensions: 14x17

Bedroom4

  • Level: Lower
  • Area: 238
  • Dimensions: 14x17

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 148.8
  • Dimensions: 12.4x12

Family Room

  • Level: Lower
  • Area: 468
  • Dimensions: 26x18

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 880
  • Finished area above ground: 1,760

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,520
  • Total interior livable area: 3,520 sqft

Kitchen

  • Level: Main
  • Area: 158.76
  • Dimensions: 12.6x12.6

Laundry

  • Level: Main
  • Area: 42
  • Dimensions: 7x6

Living Room

  • Level: Main
  • Area: 278.4
  • Dimensions: 16x17.4

Screened Porch

  • Level: Main
  • Area: 160
  • Dimensions: 16x10

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 640514074997
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1760

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,621 sqft
  • Lot size dimensions: Common

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Winter Weather
Hail
Lightning
Strong Wind

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,483$41,796
Home Insurance *$399$4,788
Property Taxes $729$8,748
Electricity $296$3,562
Total$4,907$58,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,240/yr
40% on housing$147,210/yr
45% on housing$130,853/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 55902$226
Olmsted County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 55902$185
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Listed for sale$700,000
2010-03-08Sold$361,090

For Sale by Agent

AgentMelanie Ashbaugh
BrokerageRe/Max Results

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