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2056 44th St NW, Rochester, MN, 55901

5beds
2baths
1,809sqft
$300,000
$166price/sqft
$2,184/moest. monthly cost
$87,360/yrincome needed

About This Home

Some homes get flipped. This one got loved. Over the past year, the owners rebuilt and refined this home for their own life in it and it shows. A true fifth bedroom was added back upstairs, popcorn ceilings were banished from every room, and fresh paint, new doors, and new trim flow throughout, with brand-new carpet making the finished lower level feel soft and new underfoot. Five bedrooms, two full baths, and 1,800+ finished square feet give everyone room to spread out across two bright levels. The kitchen serves up pendant-lit bar seating and an oversized newer refrigerator with cabinetry customized to fit. The expensive surprises are already handled, too: brand-new central A/C (2026) and a newer roof mean your first years here are for living, not fixing. Out back, a rebuilt deck with sleek steel railing overlooks a fully fenced yard with room to run, garden, and grill plus a detached two-car garage. Cimarron Park's playground and paved trails are just blocks away on sidewalk-lined streets, with Hwy 52 putting shopping, dining, Mayo Clinic, and downtown minutes from your driveway. The owners even kept a handbook meticulously documenting every project and paint color Š that's the level of care waiting here. If your search has felt like a list of compromises, come see what it looks like when someone did it right. Schedule your showing today.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

6/10
3/10
Dakota Middle SchoolGrades 6-83.1 mi

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Block,Brick,Concrete,Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Water Softener Owned
  • Laundry features: In Basement,Gas Dryer Hookup,Lower Level,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Egress Window(s),Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 882
  • Finished area above ground: 927

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,854
  • Total interior livable area: 1,809 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 741532024347
  • Zoning description: Residential-Single Family
  • Foundation area: 927

Features

  • Levels: Multi/Split
  • Patio & porch: Awning(s),Composite Decking,Covered,Deck
  • Fencing: Chain Link,Full

Lot

  • Lot size: 6,795 sqft
  • Features: Near Public Transit
  • Lot size dimensions: 62 x 110

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Concrete,Electric,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$171$2,052
Property Taxes $327$3,924
Electricity $170$2,050
Total$2,184$26,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,880/yr
40% on housing$65,520/yr
45% on housing$58,240/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 55901$149
Olmsted County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 55901$175
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$300,000
2025-06-27Sold$275,000
2025-04-03Pending sale$265,000
2025-04-01Listed for sale$265,000
2005-05-23Sold$145,000

For Sale by Agent

AgentGavin Hoffman
BrokerageCounselor Realty of Rochester

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