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4480 Portage St NW, Rochester, MN, 55901

4beds
3baths
2,966sqft
$425,000
$143price/sqft
$3,094/moest. monthly cost
$123,760/yrincome needed

About This Home

Enjoy carefree one-level living in this ranch-style townhome where lawn care and snow removal are taken care of for you, leaving more time to enjoy life. The open-concept main level showcases a soaring vaulted ceiling spanning the living room, dining area, and kitchen, creating a bright and spacious atmosphere. Luxury Vinyl Plank and Luxury Vinyl Tile flooring extend throughout the main level, complemented by elegant decorative sconces and pendant lighting. The well-designed kitchen offers a large center island with seating, abundant cabinetry, a walk-in pantry, and seamless flow into the dining area and inviting living room with a cozy gas fireplace. The primary suite is a true retreat featuring a stunning lighted tray ceiling, walk-in closet, dual-sink vanity, and luxurious tiled walk-in shower. A second bedroom, full guest bath, plus convenient laundry and mudroom complete the main level. Downstairs, you'll find an expansive family and recreation room, two additional bedrooms, a full bath, versatile flex space, and a bonus room providing space for an office, home gym, or hobbies. Relax outdoors on the spacious deck overlooking the neighborhood greenspace and enjoy the convenience of an attached two-car garage and covered front porch. Quality finishes and a thoughtful design make this exceptional townhome one you won't want to miss.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

3/10
Dakota Middle SchoolGrades 6-82.8 mi

Construction

Condition

  • Year built: 2017

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Laundry Room,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Finished,Full,Storage Space

Bedroom

  • Level: Main
  • Area: 201.5
  • Dimensions: 13.0x15.5

Bedroom2

  • Level: Main
  • Area: 105
  • Dimensions: 10.0x10.5

Bedroom3

  • Level: Lower
  • Area: 144
  • Dimensions: 12.0x12.0

Bedroom4

  • Level: Lower
  • Area: 161
  • Dimensions: 11.5x14.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Bonus Room

  • Level: Lower
  • Area: 174
  • Dimensions: 12.0x14.5

Deck

  • Level: Main
  • Area: 168
  • Dimensions: 12.0x14.0

Dining Room

  • Level: Main
  • Area: 138
  • Dimensions: 11.5x12.0

Family Room

  • Level: Lower
  • Area: 449.5
  • Dimensions: 15.5x29.0

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,448
  • Finished area above ground: 1,518

Flex Room

  • Level: Lower
  • Area: 132
  • Dimensions: 8.0x16.5

Foyer

  • Level: Main
  • Area: 67.5
  • Dimensions: 5.0x13.5

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,036
  • Total interior livable area: 2,966 sqft

Kitchen

  • Level: Main
  • Area: 210.25
  • Dimensions: 14.5x14.5

Laundry

  • Level: Main
  • Area: 48
  • Dimensions: 6.0x8.0

Living Room

  • Level: Main

Mud Room

  • Level: Main
  • Area: 40
  • Dimensions: 4.0x10.0

Other

  • Level: Main
  • Area: 16
  • Dimensions: 4.0x4.0

Porch

  • Level: Main
  • Area: 80
  • Dimensions: 5.0x16.0

Storage

  • Level: Lower
  • Area: 29.75
  • Dimensions: 3.5x8.5

Utility Room

  • Level: Lower
  • Area: 68.75
  • Dimensions: 5.5x12.5

Walk In Closet

  • Level: Main
  • Area: 45.5
  • Dimensions: 6.5x7.0

Walk In Closet

  • Level: Lower
  • Area: 44
  • Dimensions: 5.5x8.0

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 742031069799
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1518

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Composite Decking,Covered,Deck,Front Porch

Lot

  • Lot size: 3,179 sqft
  • Lot size dimensions: 42 x 76

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$243$2,916
Property Taxes $452$5,424
Electricity $250$3,001
Total$3,094$37,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,080/yr
40% on housing$92,820/yr
45% on housing$82,506/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 55901$149
Olmsted County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 55901$175
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$425,000
2025-06-21Listing removed$450,000
2025-05-28Price change$450,000
2025-04-28Price change$475,000
2025-04-01Listed for sale$495,000
2020-09-25Sold$338,000
2020-08-14Pending sale$349,900
2020-06-15Listed for sale$349,900
2018-10-11Listing removed$349,900
2018-05-31Listed for sale$349,900

For Sale by Agent

AgentDenel Ihde-Sparks
BrokerageRe/Max Results

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