645 23rd St NE, Rochester, MN, 55906
About This Home
Welcome home to 645 23rd St NE, a charming and meticulously maintained 3-bedroom, 2-bathroom rambler located in the highly sought-after Northern Heights neighborhood. The main level features a sunlit living space boasting beautifully refinished hardwood floors and a fresh, neutral paint palette. You'll find three comfortable bedrooms conveniently situated on the main floor alongside a full bathroom. Downstairs, the finished lower level expands your living area significantly with a massive family room, a second full bath, and an abundance of versatile utility and storage space. Step outside to enjoy a private backyard lined with mature trees for peaceful, secluded feel, Location is everything here-this home sits just blocks away from local schools (including Churchill-Hoover and Kellogg) and parks, making it an ideal choice for anyone looking for convenience and a great location to call home!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1962
Materials
- Roof: Age Over 8 Years
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Freezer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Block
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area below ground: 800
- Finished area above ground: 1,294
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,714
- Total interior livable area: 2,094 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 742524016425
- Zoning description: Residential-Single Family
- Foundation area: 1420
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 6,534 sqft
- Features: Tree Coverage - Light
- Lot size dimensions: 68 x 100
Parking
- Total spaces: 1
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Olmsted County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,567 | $18,804 |
| Home Insurance * | $155 | $1,860 |
| Property Taxes | $326 | $3,912 |
| Electricity | $176 | $2,119 |
| Total | $2,224 | $26,688 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $305,000 |
| 2026-06-26 | Listed for sale | $310,000 |
| 2022-07-22 | Sold | $250,000 |
| 2022-07-07 | Pending sale | $249,900 |
| 2022-06-03 | Listed for sale | $249,900 |
| 2020-03-27 | Sold | $194,900 |
| 2020-02-29 | Pending sale | $194,900 |
| 2020-02-28 | Listed for sale | $194,900 |
| 2019-12-27 | Sold | $170,000 |
| 2019-12-06 | Pending sale | $170,000 |
| 2019-11-13 | Listed for sale | $170,000 |
| 2016-06-23 | Sold | $160,000 |
| 2016-05-23 | Pending sale | $157,900 |
| 2016-05-23 | Listed for sale | $157,900 |
| 2016-02-01 | Listing removed | $167,000 |
| 2015-12-02 | Listed for sale | $167,000 |
| 2007-09-04 | Sold | $149,351 |
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