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354 Elton Hills Dr NW APT 32, Rochester, MN, 55901

1beds
1baths
735sqft
$98,000
$133price/sqft
$833/moest. monthly cost
$33,320/yrincome needed

About This Home

Why rent when you can own!! Affordable 1 bedroom/1 bath condo located in building #4. Move in ready, white trim, paneled doors, newer wall A/C unit, great views from the balcony. Association fees include: Heat/Internet/Cable/Garbage/Indoor and Outdoor pool & Fitness area/Lawn and snow removal.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

5/10
Hoover Elementary SchoolGrades 3-50.1 mi
5/10
Kellogg Middle SchoolGrades 6-80.8 mi
8/10

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Flat

Type & Style

  • Home type: Condo
  • Property subType: (CC) Low Rise (3- Levels)

Interior

Appliances

  • Laundry features: Common Area,Coin-op Laundry Owned

Basement

  • Basement: None

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 735

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 735
  • Total interior livable area: 735 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 742621023434
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 735

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Indoor,Outdoor Pool,Shared

Lot

  • Lot size: 609.84 sqft
  • Lot size dimensions: Common

Parking

  • Parking features: Garage,Paved Lot
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $495$5,940
Home Insurance *$56$672
Property Taxes $112$1,344
Electricity $170$2,050
Total$833$9,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,560/yr
40% on housing$24,990/yr
45% on housing$22,213/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 55901$150
Olmsted County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 55901$175
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$95,000
2026-07-22Price change$98,000
2026-06-12Listed for sale$100,000
2023-10-26Sold$100,000
2023-09-30Pending sale$99,900
2023-09-29Listed for sale$99,900
2021-03-29Sold$80,000
2021-02-15Pending sale$84,900
2021-01-18Listed for sale$84,900
2018-06-30Sold$70,000
2018-06-04Pending sale$70,000
2018-05-04Listed for sale$70,000

For Sale by Agent

AgentTammy Schwert
BrokerageRe/Max Results

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