114 14th St NE, Rochester, MN, 55906
About This Home
Rare opportunity on Silver Lake! Properties on this sought-after lake don't come available often, making this a chance you won't want to miss. Nestled beneath a canopy of mature trees, this home offers breathtaking lake views, a peaceful setting, and timeless character that's difficult to find today. Spend your mornings with coffee in the charming screened lakeside gazebo, relax by the water, or enjoy evenings gathered around the patio overlooking the lake. Inside, you'll find an abundance of charm with beautiful built-ins, unique architectural details, and spacious living areas ready for your personal vision. While there's room to make updates and truly make it your own, the home's character and unbeatable location create an incredible foundation. Whether you're dreaming of restoring its original beauty or adding your own modern touches, this is a rare chance to own a slice of Silver Lake.
Getting Around
Very Walkable
Very Limited Transit
Biker's ParadiseSchools
Construction
Condition
- Year built: 1948
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Basement
- Has basement: Yes
- Basement: Block,Walk-Out Access
Bedroom
- Level: Main
- Area: 180
- Dimensions: 15x12
Bedroom2
- Level: Main
- Area: 143
- Dimensions: 13x11
Bedroom3
- Level: Main
- Area: 187
- Dimensions: 11x17
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- 3/4 bathrooms: 2
Family Room
- Level: Main
- Area: 208
- Dimensions: 13x16
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 890
- Finished area above ground: 1,120
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,240
- Total interior livable area: 2,010 sqft
Kitchen
- Level: Lower
- Area: 110
- Dimensions: 11x10
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 742644011678
- Zoning description: Residential-Single Family
- Foundation area: 2265
Features
- Levels: One
- Stories: 1
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Lot size: 7,623 sqft
- Lot size dimensions: 56 x 93
Parking
- Total spaces: 1
- Parking features: Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Winter Weather
- Hail
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Olmsted County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $163 | $1,956 |
| Property Taxes | $356 | $4,272 |
| Electricity | $170 | $2,050 |
| Total | $2,332 | $27,984 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $315,000 |
| 2026-07-23 | Listed for sale | $325,000 |
| 2026-06-04 | Sold | $270,000 |
| 2025-03-03 | Sold | $263,900 |
| 2025-01-21 | Pending sale | $263,900 |
| 2025-01-21 | Listed for sale | $263,900 |
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