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4335 Valley Dr NW, Rochester, MN, 55901

3beds
2baths
1,900sqft
$328,000
$173price/sqft
$2,401/moest. monthly cost
$96,040/yrincome needed

About This Home

PRICED TO SELL!!! Move-in ready and exceptionally well maintained, this beautiful ranch-style home offers comfortable living space. The main level features two spacious bedrooms, and an updated elegant marble kitchen countertops. The attached two-stall oversized garage provides convenient parking and space for storage with a newer garage door. The fully finished lower level includes an additional bedroom and a versatile bonus room perfect for a home office, playroom, exercise space, or hobby room plus an extra storage room. Step outside to a deck, ideal for entertaining or relaxing. Enjoy the beautifully landscaped yard and private fenced backyard. Located just steps from Diamond Ridge Park and the city bus line, and only 3.9 miles from downtown Rochester and Mayo Clinic, this home offers both convenience and tranquility. Buy with confidence: a professional home inspection was completed just six weeks ago; a brand-new roof was installed last month, and a premium one-year home warranty is included for added peace of mind.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
Bishop Elementary SchoolGrades PK-50.7 mi
5/10
John Adams Middle SchoolGrades 6-82.6 mi

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 856
  • Finished area above ground: 1,044

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,087
  • Total interior livable area: 1,900 sqft

Property

Accessibility

  • Accessibility features: Customized Wheelchair Accessible

Details

  • Parcel number: 743212047483
  • Zoning description: Residential-Single Family
  • Foundation area: 1043

Features

  • Levels: One
  • Stories: 1
  • Fencing: Full

Lot

  • Lot size: 8,799 sqft
  • Lot size dimensions: 66 x 131, 66 x 135

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Winter Weather
Hail
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,658$19,896
Home Insurance *$187$2,244
Property Taxes $386$4,632
Electricity $170$2,050
Total$2,401$28,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,320/yr
40% on housing$72,030/yr
45% on housing$64,026/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 55901$149
Olmsted County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 55901$175
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$328,000
2026-06-25Listed for sale$340,000
1996-11-29Sold$93,500

For Sale by Agent

AgentKathy Sumida
BrokerageColdwell Banker Realty

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