468 Panorama Cir NW, Rochester, MN, 55901
About This Home
Welcome home! Zero exterior steps. Zero maintenance. Zero worries. Enjoy effortless living in this beautiful residence designed for comfort and convenience. With true zero-entry access, this home offers seamless flow throughout — no exterior stairs, no hassle, just easy living. Inside, you’ll find modern and stylish finishes that create a fresh, inviting atmosphere. The open layout is perfect for everyday living and entertaining, while large windows frame peaceful views of mature trees and surrounding wildlife — your own private retreat right outside your door. The HOA takes care of snow removal, lawn care, and exterior maintenance, giving you more time to enjoy life and less time worrying about upkeep. Whether you travel often or simply appreciate low-maintenance living, this home delivers peace of mind year-round. All of this, just minutes from downtown Rochester -close to dining, shopping, medical facilities, and entertainment while still offering a quiet, nature-filled setting. Simple. Modern. Maintenance-free. This is the lifestyle you’ve been waiting for.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Roof: Age 8 Years or Less,Architectural Shingle
- Construction materials: Block
Type & Style
- Home type: Townhouse
- Property subType: (TH) Side x Side
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Exhaust Fan,Humidifier,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Laundry Room,Main Level,Sink
Basement
- Has basement: Yes
- Basement: Finished,Full,Sump Pump,Walk-Out Access
Bedroom
- Level: Main
Bedroom2
- Level: Lower
Bedroom3
- Level: Lower
Bedroom4
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Dining Room
- Level: Main
Family Room
- Level: Lower
Features
- Number of fireplaces: 1
- Fireplace features: Double Sided,Gas,Living Room,Primary Bedroom
- Fireplace: Yes
- Finished area below ground: 1,343
- Finished area above ground: 1,657
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,314
- Total interior livable area: 3,314 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Primary Bathroom
- Level: Main
Storage
- Level: Lower
Sun Room
- Level: Main
Property
Accessibility
- Accessibility features: Door Lever Handles,No Stairs External
Details
- Parcel number: 743323072958
- Attached to another structure: Yes
- Zoning description: Residential-Single Family
- Foundation area: 1657
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Composite Decking,Deck,Front Porch,Patio
- Fencing: None
Lot
- Lot size: 3,963 sqft
- Features: Near Public Transit,Tree Coverage - Medium
- Lot size dimensions: 40 x 98
Parking
- Total spaces: 2
- Parking features: Attached,Concrete,Guest,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Winter Weather
- Hail
- Heat Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Olmsted County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,135 | $37,620 |
| Home Insurance * | $354 | $4,248 |
| Property Taxes | $688 | $8,256 |
| Electricity | $279 | $3,354 |
| Total | $4,456 | $53,472 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-13 | Listed for sale | $650,000 |
| 2026-01-06 | Listing removed | $650,000 |
| 2025-10-31 | Price change | $650,000 |
| 2025-10-01 | Listed for sale | $680,000 |
| 2020-12-31 | Sold | $480,000 |
| 2020-10-07 | Sold | $480,000 |
| 2020-07-28 | Pending sale | $480,000 |
| 2020-07-28 | Listed for sale | $480,000 |
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