




1004 Center St W, Rochester, MN, 55902
About This Home
Welcome to one of Kutzky Park's finest historic homes—a rare opportunity to own a beautifully updated 1890 Victorian that perfectly blends timeless character with modern comfort. Located just three blocks from Mayo Clinic Saint Mary's Campus and four blocks from Mayo Clinic Downtown, this exceptional home offers an unbeatable combination of historic charm, walkability, and convenience. From the moment you arrive, you'll be captivated by the outstanding curb appeal, inviting front porch, mature landscaping, and meticulous attention to detail. Inside, the home has been thoughtfully updated while preserving the craftsmanship and architectural character that make century homes so special. Large windows fill the home with natural light, highlighting the spacious living areas, beautiful flooring, and original details. The gourmet kitchen is a true showpiece, featuring premium appliances including a Sub-Zero refrigerator, Bosch dishwasher, and gas range—perfect for both everyday living and entertaining. The main floor also offers a dedicated office with French doors, an inviting reading nook, and comfortable gathering spaces designed for today's lifestyle. Upstairs you'll find three spacious bedrooms, a beautifully updated bathroom, and the convenience of second-floor laundry. The backyard is every bit as impressive as the interior. Enjoy a fully fenced, level yard with a large deck for entertaining, an oversized one-car garage with power, a spacious storage shed/workshop, and an incredible playhouse that will delight kids and grandchildren alike. Additional features include a whole-home reverse osmosis system, water softener, newer water heater, excellent insulation, and low utility costs. If you've been searching for a truly turnkey historic home in one of Rochester's most desirable and walkable neighborhoods, this is a rare opportunity you won't want to miss.
Getting Around
Schools
Construction
Condition
- Year built: 1890
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Exhaust Fan,Water Osmosis System,Range,Refrigerator,Washer,Water Softener Owned
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,860
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,758
- Total interior livable area: 1,860 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 743533005131
- Zoning description: Residential-Single Family
- Foundation area: 898
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Fencing: Privacy,Wood
Lot
- Lot size: 9,583 sqft
- Features: Near Public Transit,Tree Coverage - Medium
- Lot size dimensions: 161 x 60
Parking
- Total spaces: 1
- Parking features: Detached Garage,Gravel
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Hail
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Olmsted County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,272 | $27,264 |
| Home Insurance * | $260 | $3,120 |
| Property Taxes | $546 | $6,552 |
| Electricity | $170 | $2,050 |
| Total | $3,248 | $38,976 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $439,499 |
| 2026-07-22 | Listed for sale | $449,500 |
| 2020-08-14 | Sold | $375,000 |
| 2020-07-24 | Pending sale | $374,900 |
| 2020-07-23 | Listed for sale | $374,900 |
| 2015-07-07 | Sold | $200,000 |
| 2015-05-05 | Listed for sale | $228,000 |
| 2006-09-08 | Sold | $219,900 |
