




1401 10th St NE, Rochester, MN, 55906
About This Home
Perfect, quiet sanctuary just minutes from Mayo Clinic. Some homes simply check the boxes. This one gives you options from day one. With a private lower-level entrance, this home is perfectly suited for a mother-in-law suite, extended guests, or a potential rental opportunity. Situated on a spacious corner lot in an established neighborhood, this well-maintained ranch offers over 2,080 finished square feet designed for flexibility and everyday living. Inside, you'll find a refreshed kitchen, beautiful hardwood and tile flooring, three bedrooms, and two bathrooms. Outside, the partially fenced yard provides room to relax and play, while the oversized corner lot offers space to expand the existing garage if additional storage, workshop space, or parking is desired in the future. Thoughtfully cared for and move-in ready, this home combines comfort, convenience, and versatility in a way that's hard to find. If you've been looking for a home that can adapt to your needs today and grow with you tomorrow, this is one you won't want to miss. This structure moves the strongest differentiator—the private-entry lower level with income and multigenerational potential—to the front while still preserving the lifestyle and flexibility message throughout.
Getting Around
Schools
Construction
Condition
- Year built: 1954
Materials
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Dryer,Gas Water Heater,Microwave,Refrigerator,Washer,Water Softener Owned
- Laundry features: Lower Level,Laundry Room,Sink
Basement
- Has basement: Yes
- Basement: Block,Egress Window(s),Finished,Full,Storage Space
Bathroom
- Level: Main
- Area: 42
- Dimensions: 6x7
Bathroom
- Level: Lower
- Area: 42
- Dimensions: 6x7
Bedroom
- Level: Main
- Area: 117
- Dimensions: 9x13
Bedroom2
- Level: Main
- Area: 99
- Dimensions: 9x11
Bedroom3
- Level: Lower
- Area: 130
- Dimensions: 10x13
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 110
- Dimensions: 10x11
Family Room
- Level: Lower
- Area: 247
- Dimensions: 13x19
Features
- Finished area below ground: 780
- Finished area above ground: 1,040
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,080
- Total interior livable area: 1,820 sqft
Kitchen
- Level: Main
- Area: 121
- Dimensions: 11x11
Laundry
- Level: Lower
- Area: 140
- Dimensions: 10x14
Living Room
- Level: Main
- Area: 260
- Dimensions: 13x20
Storage
- Level: Lower
- Area: 88
- Dimensions: 8x11
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 743612002311
- Zoning description: Residential-Single Family
- Foundation area: 1040
Features
- Levels: One
- Stories: 1
- Fencing: Partial
Lot
- Lot size: 6,054 sqft
- Features: Corner Lot,Irregular Lot
- Lot size dimensions: Irregular
Parking
- Total spaces: 1
- Parking features: Attached,Concrete,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Winter Weather
- Hail
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Olmsted County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $163 | $1,956 |
| Property Taxes | $360 | $4,320 |
| Electricity | $170 | $2,050 |
| Total | $2,336 | $28,032 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $322,000 |
| 2026-07-21 | Price change | $325,000 |
| 2026-06-30 | Listed for sale | $328,900 |
| 2025-05-29 | Sold | $295,000 |
| 2025-05-02 | Pending sale | $295,000 |
| 2025-04-21 | Listed for sale | $295,000 |
| 2025-04-16 | Listing removed | $309,000 |
| 2025-04-07 | Listed for sale | $309,000 |
| 2007-07-16 | Sold | $126,600 |
| 2006-11-09 | Sold | $97,750 |
