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217 15th Ave NE, Rochester, MN, 55906

2beds
1baths
734sqft
$189,900
$259price/sqft
$1,451/moest. monthly cost
$58,040/yrincome needed

About This Home

Easy-living 2-bedroom with a location that does the heavy lifting: public parks and biking trails right outside the door; Mayo Clinic and downtown Rochester under a 10-minute drive. The 1-car detached garage is the sleeper hit — fully insulated and updated with GFCI outlets, so the hard part's already done. Warm hardwood flooring on the main level, a fenced backyard made for summer evenings, and an unfinished basement waiting to become a third bedroom, rec room, or office. Easy to love, and even easier to make your own. Book your showing today!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
81
BikeVery Bikeable

Schools

8/10
5/10
Kellogg Middle SchoolGrades 6-81.2 mi
8/10

Construction

Condition

  • Year built: 1935

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Gas Water Heater,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 122
  • Finished area above ground: 612

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,224
  • Total interior livable area: 734 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 743641014799
  • Zoning description: Residential-Single Family
  • Foundation area: 612

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 4,617 sqft
  • Lot size dimensions: 60 x 77

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Concrete,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Winter Weather
Hail
Strong Wind

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$95$1,140
Property Taxes $226$2,712
Electricity $170$2,050
Total$1,451$17,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,748/yr
40% on housing$43,530/yr
45% on housing$38,693/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 55906$170
Olmsted County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 55906$178
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$189,900
2026-08-07Listed for sale$189,900
2024-07-02Sold$187,000
2024-05-23Pending sale$189,900
2024-05-08Listed for sale$189,900
2022-09-12Sold$173,000

For Sale by Agent

AgentJordan D. Kohn
BrokerageKeller Williams Premier Realty

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