348 105th St NW, Oronoco, MN, 55960
About This Home
Experience the magic of living with a front-row seat to nature's finest views! 20 minutes from downtown Rochester this ZERO-ENTRY 2-bedroom, 2-bath retreat features a panoramic river view, your own dock and canoe, no public access to the river, turf on the side of the house, and a custom patio straight out of a magazine! You will appreciate the low-maintenance deck, an abundance of natural light, EV charging station, indoor and outdoor gas fireplaces, a storage shed, wiring for a hot tub and only a few short steps down to the river. Use as a year-round home, cabin, or furnished/short-term rental. All renovations done in 2017. Definitely one-of-a-kind! Won't last long!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Water Osmosis System,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Block,Drain Tiled,Finished
Bathroom
- Level: Main
Bedroom
- Level: Main
Bedroom2
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 2
- Fireplace features: Double Sided,Gas,Living Room,Other
- Fireplace: Yes
- Finished area below ground: 614
- Finished area above ground: 804
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,488
- Total interior livable area: 1,488 sqft
Kitchen
- Level: Main
Laundry
- Level: Lower
Living Room
- Level: Main
Sun Room
- Level: Main
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 841434040372
- Zoning description: Residential-Single Family
- Foundation area: 684
Features
- Levels: One
- Stories: 1
- Patio & porch: Composite Decking,Covered,Deck,Front Porch,Patio,Porch
- Fencing: Composite,Full
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- On waterfront: Yes
- Waterfront features: River Front
Lot
- Lot size: 0.34 Acres
- Features: Accessible Shoreline,Tree Coverage - Light
- Lot size dimensions: 79 x 141 x 93 x 193
Parking
- Total spaces: 1
- Parking features: Detached Garage,Concrete,Electric Vehicle Charging Station(s)
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Olmsted County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance * | $178 | $2,136 |
| Property Taxes | $391 | $4,692 |
| Electricity | $170 | $2,050 |
| Total | $3,014 | $36,168 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $469,900 |
| 2026-04-12 | Price change | $479,900 |
| 2026-03-20 | Listed for sale | $489,000 |
| 2022-11-28 | Sold | $380,000 |
| 2022-10-24 | Pending sale | $379,500 |
| 2022-08-08 | Price change | $379,500 |
| 2022-07-26 | Listed for sale | $381,500 |
| 2020-10-02 | Sold | $340,000 |
| 2020-08-25 | Pending sale | $339,900 |
| 2020-08-18 | Price change | $339,900 |
| 2020-06-15 | Price change | $349,900 |
| 2020-05-29 | Listed for sale | $369,900 |
| 2015-04-21 | Sold | $90,175 |
| 2014-09-05 | Sold | $89,900 |
| 2013-11-16 | Listing removed | $99,900 |
| 2013-07-23 | Price change | $99,900 |
| 2013-06-14 | Price change | $104,900 |
| 2013-04-24 | Listed for sale | $114,900 |
| 2009-09-30 | Sold | $95,500 |
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