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79548 Second Lake Rd, Willow River, MN, 55795

2beds
1baths
672sqft
$129,100
$192price/sqft
$999/moest. monthly cost
$39,960/yrincome needed

About This Home

Come see this cute county home! This 2 bedroom/1 bathroom home has recent improvements including stained wood floors, paint inside and out, as well as a remodeled bathroom. Newer appliances including the refrigerator and stove. Open unfinished basement. Relax outside on the recently painted deck. Located just minutes from town and I-35 exit. Bring your finishing touches and make it your own!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
3/10
Willow River SecondaryGrades 7-121.7 mi

Construction

Condition

  • Year built: 1962

Materials

  • Roof: Age Over 8 Years,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Block,Unfinished

Bedroom

  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Bedroom2

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 672

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 672 sqft

Kitchen

  • Level: Main
  • Area: 255
  • Dimensions: 17x15

Living Room

  • Level: Main
  • Area: 272
  • Dimensions: 17x16

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0170142000
  • Zoning description: Residential-Single Family
  • Foundation area: 672

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 0.50 Acres
  • Lot size dimensions: 130 x 164

Parking

  • Parking features: Driveway - Other Surface
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Pine County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $652$7,824
Home Insurance *$97$1,164
Property Taxes $80$960
Electricity $170$2,050
Total$999$11,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,251/yr
40% on housing$29,970/yr
45% on housing$26,640/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 55795$143
Pine County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 55795
Pine County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-10Price change$129,100
2026-06-25Price change$138,100
2026-06-06Listed for sale$147,100
2015-06-11Sold$20,000
2015-03-13Sold$20,000
2015-02-07Price change$20,000
2014-12-12Price change$22,500
2014-11-14Price change$27,500
2014-10-16Price change$32,500
2014-09-14Price change$35,300
2014-08-15Listed for sale$37,100
2014-05-16Sold$47,316
2006-01-26Sold$54,000

For Sale by Agent

AgentTanner Mikrot
BrokerageUnited Country Real Estate Minnesota Properties

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