19945 Edgewater Rd, Pine City, MN, 55063
About This Home
Featuring granite finishes, ceramic arches, and multiple patios. Single level with a bonus guest suite located above a 5-car garage with a private entrance. The 4-bedroom property offers sunset views and is located near a public boat launch, providing access to over 3,000 acres of boating on Cross Lake, with connections to Pokegama via the Snake River. Includes features such as cherry cabinetry, granite countertops, 8' doors, race track ceiling in the formal dining room, in-floor heat, knotty pine porch with wet bar, gas fireplace, whirlpool tub, built-ins, and a large heated 5-car garage. Bonus room above garage functions as a third bedroom.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Roof: Age Over 8 Years,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Central Vacuum,Cooktop,Dishwasher,Disposal,Dryer,Electronic Air Filter,Microwave,Refrigerator,Trash Compactor,Wall Oven,Washer,Water Softener Owned
Basement
- Basement: None
Bedroom
- Level: Main
- Area: 270
- Dimensions: 15x18
Bedroom2
- Level: Main
- Area: 168
- Dimensions: 12x14
Bedroom3
- Level: Main
- Area: 144
- Dimensions: 12x12
Bedroom4
- Level: Upper
- Area: 196
- Dimensions: 14x14
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Bonus Room
- Level: Upper
Dining Room
- Level: Main
- Area: 270
- Dimensions: 15x18
Features
- Central Vacuum
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,420
Foyer
- Level: Main
- Area: 30
- Dimensions: 6x5
Heating & Cooling
- Heating features: Forced Air,In-Floor Heating
- Cooling features: Central Air
Interior Area
- Total structure area: 3,420
- Total interior livable area: 3,420 sqft
Kitchen
- Level: Main
- Area: 300
- Dimensions: 20x15
Living Room
- Level: Main
- Area: 324
- Dimensions: 18x18
Sun Room
- Level: Main
- Area: 180
- Dimensions: 12x15
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 285579000
- Zoning description: Residential-Single Family
- Foundation area: 2780
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 0.83 Acres
- Features: Tree Coverage - Medium
- Lot size dimensions: 173 x 208
Parking
- Total spaces: 5
- Parking features: Attached,Concrete,Floor Drain,Garage Door Opener,Heated Garage,Insulated Garage,Storage
- Has garage: Yes
- Attached garage spaces: 5
- Covered spaces: 5
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Pine County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,281 | $39,372 |
| Home Insurance * | $614 | $7,368 |
| Property Taxes | $449 | $5,388 |
| Electricity | $288 | $3,461 |
| Total | $4,632 | $55,584 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-02 | Listed for sale | $649,000 |
| 2026-05-02 | Listing removed | $649,000 |
| 2025-06-25 | Listed for sale | $649,000 |
| 2025-01-13 | Listing removed | $649,900 |
| 2024-07-25 | Listed for sale | $649,900 |
| 2024-07-25 | Listing removed | -- |
| 2024-06-13 | Listed for sale | $699,900 |
| 2022-06-05 | Listing removed | -- |
| 2022-05-03 | Price change | $595,000 |
| 2022-03-22 | Price change | $625,000 |
| 2022-03-10 | Listed for sale | $675,000 |
| 2019-10-25 | Listing removed | $499,900 |
| 2019-06-22 | Listing removed | $2,750 |
| 2019-04-30 | Listed for sale | $499,900 |
| 2018-05-09 | Listing removed | $2,295 |
| 2018-04-26 | Price change | $2,295 |
| 2018-03-27 | Listed for rent | $2,500 |
| 2016-05-25 | Listing removed | $429,900 |
| 2016-04-19 | Price change | $429,900 |
| 2016-03-02 | Price change | $449,900 |
| 2015-07-22 | Price change | $425,000 |
| 2015-05-19 | Price change | $439,000 |
| 2015-04-16 | Price change | $449,000 |
| 2015-04-02 | Price change | $454,000 |
| 2015-03-01 | Listed for sale | $459,000 |
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