11897 Elm Cir, Pine City, MN, 55063
About This Home
Nestled in the woods on 1.2 acres, this charming partial log home offers privacy, character, and a beautiful natural setting just a short walk from Pokegama Lake and very close to a public boat launch. Inside, you’ll love the new custom kitchen featuring stainless steel appliances, quartz countertops, and a built-in china hutch. The home offers warm wood accents, vaulted ceilings, main-floor laundry, and a spacious loft currently used as a kids’ gaming room. Cozy up to one of two beautiful stone-front gas fireplaces — one in the living room and one in the lower-level family room. Additional highlights include cedar storage closets, two cedar decks, city sewer, private well, and natural gas. In the winter and early spring, enjoy seasonal lake views through the trees. Outside, there is exceptional garage and storage space with a 24x32 garage plus a 32x40 pole building, offering plenty of room for 6+ vehicles, boats, toys, or workshop space. A wonderful wooded retreat near the lake!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1977
Materials
- Roof: Age Over 8 Years,Asphalt
- Construction materials: Concrete,Log
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Water Softener Owned
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Block,Egress Window(s),Finished,Full,Sump Pump
Bedroom
- Level: Main
- Area: 132
- Dimensions: 11x12
Bedroom2
- Level: Main
- Area: 110
- Dimensions: 10x11
Bedroom3
- Level: Lower
- Area: 120
- Dimensions: 12x10
Bedroom4
- Level: Lower
- Area: 143
- Dimensions: 13x11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Deck
- Level: Main
- Area: 240
- Dimensions: 20x12
Family Room
- Level: Lower
- Area: 300
- Dimensions: 20x15
Features
- Number of fireplaces: 2
- Fireplace features: Family Room,Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 1,464
- Finished area above ground: 1,651
Garage
- Level: Main
- Area: 1280
- Dimensions: 40x32
Garage
- Level: Main
- Area: 768
- Dimensions: 32x24
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,115
- Total interior livable area: 3,115 sqft
Kitchen
- Level: Main
- Area: 368
- Dimensions: 23x16
Laundry
- Level: Main
- Area: 96
- Dimensions: 16x6
Living Room
- Level: Main
- Area: 525
- Dimensions: 21x25
Loft
- Level: Upper
- Area: 121
- Dimensions: 11x11
Storage
- Level: Lower
- Area: 140
- Dimensions: 20x7
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0285689000
- Zoning description: Residential-Single Family
- Foundation area: 1530
Features
- Levels: One and One Half
- Stories: 1
- Pool features: None
- Patio & porch: Deck,Side Porch
- Fencing: None
Lot
- Lot size: 1.21 Acres
- Features: Tree Coverage - Medium
- Lot size dimensions: 266 x 200
Parking
- Total spaces: 5
- Parking features: Detached Garage,Gravel,Electric,Garage Door Opener,Heated Garage,Insulated Garage,Multiple Garages,Storage
- Has garage: Yes
- Attached garage spaces: 5
- Covered spaces: 5
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Pine County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,123 | $25,476 |
| Home Insurance * | $397 | $4,764 |
| Property Taxes | $280 | $3,360 |
| Electricity | $262 | $3,152 |
| Total | $3,062 | $36,744 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-30 | Listed for sale | $420,000 |
| 2021-03-24 | Listing removed | -- |
| 2020-05-27 | Sold | $232,600 |
| 2018-04-28 | Listing removed | $274,500 |
| 2018-03-19 | Listed for sale | $274,500 |
| 2009-11-30 | Sold | $235,000 |
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