6494 School St, Finlayson, MN, 55735
About This Home
Historic 4 bedroom home in the heart of Finlayson. This home is one of the first homes built in Finlayson in the early 1900s. The home features original hardwood floors, beautiful wood trim throughout, formal dining room with built in hutch, and upper level porch overlooking town. On the main floor you will find an updated kitchen, dining and living rooms and main level half-bath. There is a sunroom and large entry front porch, as well as a three-season porch on the back of the home. The upper level of the home has all four bedrooms, a full bath, linen closet, and porch/sitting room great for an office, craft room, play room, gaming room ... endless possibilities! Full basement for storage, mechanicals, and laundry; walk up cellar door from the basement to the backyard. Outside is a detached 2 car garage, nice yard space, and mature trees. Convenient location in Finlayson just a few minutes to I-35 for easy commuting. The Munger Trail runs right through town for biking, walking, snowmobiling. The Pine Lake chain, Soo Line Trail, and Banning State Park are all close.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Previously Owned
- Year built: 1903
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt Shingle
- Construction materials: Brick,Frame/Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full,Unfinished,Washer Hook-Ups,Dryer Hook-Ups
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 2,528
Heating & Cooling
- Heating features: Radiant,Hot Water
- Cooling features: Window Unit(s)
Interior Area
- Total interior livable area: 2,528 sqft
Property
Details
- Parcel number: 385012000
- Foundation area: 1080
Lot
- Lot size: 0.25 Acres
- Lot size dimensions: 75 x 150
Parking
- Total spaces: 2
- Parking features: Off Street,Concrete,Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Hail
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Pine County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,339 | $16,068 |
| Home Insurance * | $224 | $2,688 |
| Property Taxes | $219 | $2,628 |
| Electricity | $213 | $2,558 |
| Total | $1,995 | $23,940 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-20 | Price change | $269,900 |
| 2026-02-05 | Listed for sale | $279,900 |
| 2020-05-19 | Sold | $145,000 |
| 2018-11-26 | Listing removed | $159,900 |
| 2018-07-23 | Price change | $159,900 |
| 2018-05-26 | Listed for sale | $179,900 |
| 2017-05-19 | Listing removed | $179,900 |
| 2016-10-05 | Listed for sale | $179,900 |
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