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1050 8th St SW, Pine City, MN, 55063

5beds
3baths
3,600sqft
$329,000
$91price/sqft
$2,620/moest. monthly cost
$104,800/yrincome needed

About This Home

Welcome to this beautifully updated, move-in ready home on a spacious corner lot conveniently located near schools, shopping & the golf course. Fresh exterior paint & brand new roof and gutters provide peace of mind & enhanced curb appeal. Extensive interior updates include new floor coverings & fresh paint throughout much of the home, updated LED lighting & new bathroom fixtures. The main level includes a bright & open living room, office/flex room off kitchen, 3 bedrooms, 2 bathrooms & main-floor laundry, creating comfortable, accessible living. The well-planned kitchen/dining area offers numerous premium features including a walk-in pantry, double oven, built-in cooktop, eating counter & new sink with disposal. In the lower level, two new egress windows add additional legal bedrooms, expanding the home's floorplan options. The carpeted family room with fireplace & walkout access to backyard offers additional living space & possibilities for multi-generational living, guest accommodations, potential rental income or just a large hang-out space. Lower level also includes a large storage/utility area. Other bonus features of this carefully crafted home include a large, cold-storage area off the garage entrance & a whole house vent & furnace humidifier to help keep you comfortable year-round. Properties offering this much square footage, versatility & attention to detail don't come along often, especially at this price point. Pool table, foosball table and mini fridge can stay if desired. Don't miss your opportunity to make this special property your own. Schedule your private showing before it's gone.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

5/10
7/10
Pine City SecondaryGrades 7-120.4 mi

Construction

Condition

  • Year built: 1968

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Exhaust Fan,Humidifier,Gas Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Egress Window(s),Finished,Walk-Out Access

Bathroom

  • Level: Main
  • Area: 52.5
  • Dimensions: 5x10.5

Bathroom

  • Level: Main
  • Area: 20
  • Dimensions: 4x5

Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Bedroom2

  • Level: Main
  • Area: 150
  • Dimensions: 12x12.5

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedroom4

  • Level: Lower
  • Area: 168
  • Dimensions: 10.5x16

Bedroom5

  • Level: Lower
  • Area: 137.75
  • Dimensions: 9.5x14.5

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Dining Room

  • Level: Main
  • Area: 135
  • Dimensions: 9x15

Family Room

  • Level: Lower
  • Area: 567
  • Dimensions: 21x27

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,800
  • Finished area above ground: 1,800

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Whole House Fan

Interior Area

  • Total structure area: 3,800
  • Total interior livable area: 3,600 sqft

Kitchen

  • Level: Main
  • Area: 96
  • Dimensions: 6x16

Laundry

  • Level: Main
  • Area: 60
  • Dimensions: 5x12

Living Room

  • Level: Main
  • Area: 264
  • Dimensions: 12x22

Utility Room

  • Level: Lower
  • Area: 351
  • Dimensions: 13x27

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0425750000
  • Zoning description: Residential-Single Family
  • Foundation area: 2400

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.30 Acres
  • Features: Corner Lot
  • Lot size dimensions: 130 x 100 x 135 x 100

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Pine County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance *$311$3,732
Property Taxes $343$4,116
Electricity $303$3,643
Total$2,620$31,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,828/yr
40% on housing$78,600/yr
45% on housing$69,866/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 55063$158
Pine County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 55063
Pine County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$329,000
2026-07-09Listed for sale$329,000
2025-06-27Sold$200,000
2024-12-20Sold$184,000
2024-11-25Pending sale$179,900
2024-09-27Listed for sale$179,900

For Sale by Agent

AgentCat Jackson
BrokerageEdina Realty, Inc.

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