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204 Noble St, Hinckley, MN, 55037

1beds
1baths
652sqft
$120,000
$184price/sqft
$992/moest. monthly cost
$39,680/yrincome needed

About This Home

Welcome to this cozy 1 bedroom, 1 bathroom home in the heart of Hinckley! This charming property makes the most of its space with an open concept main level that brings together the kitchen, dining, and living areas for comfortable everyday living. Upstairs, the loft style bedroom creates a cozy retreat with its own unique character. Step outside to enjoy the fenced backyard from the back deck, the perfect spot to relax with your morning coffee or unwind at the end of the day. Previously used as a rental, this property is ready for its next chapter whether you're looking for an affordable place to call home, a weekend getaway, or an investment opportunity. Conveniently located near I-35 for an easy commute and just minutes from groceries, restaurants, shopping, and entertainment. This home offers small town living with everyday conveniences close by.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

3/10
4/10

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Block,Other,Unfinished

Bedroom

  • Level: Upper
  • Area: 110.5
  • Dimensions: 13x8.5

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: Upper
  • Area: 50
  • Dimensions: 10x5

Features

  • Finished area below ground: 0
  • Finished area above ground: 652

Foyer

  • Level: Main
  • Area: 27
  • Dimensions: 4.5x6

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,051
  • Total interior livable area: 652 sqft

Kitchen

  • Level: Main
  • Area: 97.5
  • Dimensions: 13x7.5

Living Room

  • Level: Main
  • Area: 123.5
  • Dimensions: 13x9.5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0405399000
  • Zoning description: Residential-Single Family
  • Foundation area: 399

Features

  • Levels: One and One Half
  • Stories: 1
  • Fencing: Wire,Wood

Lot

  • Lot size: 6,229 sqft
  • Lot size dimensions: 125 x 50

Parking

  • Parking features: Driveway - Other Surface,Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Heat Wave
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters in Pine County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$101$1,212
Property Taxes $115$1,380
Electricity $170$2,050
Total$992$11,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,011/yr
40% on housing$29,760/yr
45% on housing$26,453/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 55037$164
Pine County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 55037
Pine County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$110,000
2026-07-23Listed for sale$120,000
2025-05-27Listing removed$1,100
2025-05-15Listed for rent$1,100
2024-05-09Listing removed--
2024-05-03Listed for rent$1,000
2024-05-02Listing removed--
2024-04-14Listed for sale$120,000
2024-04-05Listing removed--
2024-03-19Listed for rent$1,050
2023-04-29Listing removed--
2023-04-19Listed for rent$999
2022-08-17Listing removed--
2022-07-19Listed for rent$950
2021-07-03Listing removed--
2021-06-23Listed for rent$950
2021-04-03Listing removed--
2021-04-01Listed for rent$900
2021-03-18Sold$41,000

For Sale by Agent

AgentAlissia Kreger
BrokerageLPT Realty, LLC

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