806 3rd Ave SE, Cold Spring, MN, 56320
About This Home
Welcome to Blue Heron Heights! This beautifully maintained four-level split offers the perfect combination of space, comfort, and quality upgrades. Featuring 4 bedrooms, 3 bathrooms, a large 3-car garage, and thoughtful finishes throughout. This move-in-ready home is designed for both everyday living and entertaining. The upper level includes a spacious primary suite complete with a private en-suite bathroom and large walk-in closet, along with a second bedroom and full bathroom. The third level features an additional bedroom, a bathroom, and a warm, inviting family room with a fireplace—perfect for cozy evenings. The fourth level includes a bedroom, along with a cedar-lined crawl space for storage. The thoughtfully designed kitchen features custom cabinetry with a built-in coffee cupboard, granite countertops, and luxury vinyl flooring. Quality finishes continue throughout the home. Step outside to enjoy the Trex deck with aluminum railings and solar lights, a 12' x 16' storage shed, a sprinkler system, and a large 3-car garage, providing plenty of room for vehicles, hobbies, and storage. The backyard is a gardener's delight, complete with three raised garden beds, a mature cherry tree, plum trees, a red currant bush, raspberries, rhubarb, and wild grapes. Recent updates include a new roof installed in 2022, and a freshly resealed driveway, giving buyers added confidence and peace of mind.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Roof: Age 8 Years or Less,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Water Softener Owned
- Laundry features: Lower Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Block,Daylight,Egress Window(s),Finished,Full,Storage Space
Bedroom
- Level: Upper
- Area: 180
- Dimensions: 12x15
Bedroom2
- Level: Upper
- Area: 120
- Dimensions: 10x12
Bedroom3
- Level: Lower
- Area: 121
- Dimensions: 11x11
Bedroom4
- Level: Lower
- Area: 132
- Dimensions: 11x12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Family Room
- Level: Lower
- Area: 361
- Dimensions: 19x19
Features
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 735
- Finished area above ground: 1,049
Heating & Cooling
- Heating features: Forced Air,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 2,055
- Total interior livable area: 1,784 sqft
Kitchen
- Level: Main
- Area: 121
- Dimensions: 11x11
Living Room
- Level: Main
- Area: 108
- Dimensions: 9x12
Storage
- Level: Lower
- Area: 252
- Dimensions: 14x18
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 48292250021
- Zoning description: Residential-Single Family
- Foundation area: 1006
Features
- Levels: Four or More Level Split
- Pool features: None
- Patio & porch: Deck
- Fencing: None
Lot
- Lot size: 0.25 Acres
- Features: Tree Coverage - Light
- Lot size dimensions: 73 x 127 x 88 x 145
Parking
- Total spaces: 3
- Parking features: Attached,Asphalt,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,982 | $23,784 |
| Home Insurance * | $233 | $2,796 |
| Property Taxes | $365 | $4,380 |
| Electricity | $170 | $2,050 |
| Total | $2,750 | $33,000 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $382,000 |
| 2026-07-27 | Price change | $392,000 |
| 2026-07-21 | Listed for sale | $410,000 |
| 2013-04-12 | Sold | $153,500 |
| 2013-01-17 | Listed for sale | $154,900 |
| 2006-08-29 | Sold | $211,800 |
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