629 2nd St S, Cold Spring, MN, 56320
About This Home
Big, beautiful old house on a stately lot beside a ball field in a beautiful neighborhood, this classic home is ready to be your great love. Some spit. Some sweat. Some shine. It's a huge house on a huge lot surrounded by a Leave-it-to-Beaver episode of neighborhood awesome: parks, sidewalks, people running and walking and giving a wave because you look cool, too. That kid walking his dog with flyers in his hand. Easy stroll to the convenience store and across the street from the ball game. People cheering some kid, or that kid, or your kid or that dad star-playing for the softball league. It's in a good town. It's in a good neighborhood. It's one of a kind.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1931
Materials
- Roof: Other
- Construction materials: Block,Brick,Concrete,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Basement
- Has basement: Yes
- Basement: Block,Daylight,Full,Single Tenant Access
Bedroom
- Level: Upper
- Area: 121
- Dimensions: 11x11
Bedroom2
- Level: Upper
- Area: 121
- Dimensions: 11x11
Bedroom3
- Level: Upper
- Area: 120
- Dimensions: 10x12
Bedroom4
- Level: Upper
- Area: 110
- Dimensions: 10x11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 121
- Dimensions: 11x11
Family Room
- Level: Lower
- Area: 390
- Dimensions: 15x26
Features
- Number of fireplaces: 1
- Fireplace features: Brick,Decorative,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,020
Heating & Cooling
- Heating features: Boiler,Radiator
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 3,206
- Total interior livable area: 2,020 sqft
Kitchen
- Level: Main
- Area: 253
- Dimensions: 11x23
Laundry
- Level: Main
- Area: 88
- Dimensions: 8x11
Living Room
- Level: Main
- Area: 336
- Dimensions: 12x28
Sun Room
- Level: Main
- Area: 130
- Dimensions: 10x13
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 48294980000
- Zoning description: Residential-Single Family
- Foundation area: 1210
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 0.31 Acres
- Features: Corner Lot,Tree Coverage - Light
- Lot size dimensions: 87 x 157
Parking
- Total spaces: 2
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $164 | $1,968 |
| Property Taxes | $250 | $3,000 |
| Electricity | $170 | $2,050 |
| Total | $1,974 | $23,688 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-18 | Listed for sale | $275,000 |
| 2024-10-01 | Listing removed | $1,750 |
| 2024-09-06 | Listed for rent | $1,750 |
| 2020-04-10 | Sold | $94,100 |
| 2019-10-03 | Listing removed | $1,395 |
| 2019-09-10 | Listed for rent | $1,395 |
| 2019-09-06 | Listing removed | $146,900 |
| 2019-08-06 | Price change | $146,900 |
| 2019-07-09 | Price change | $156,548 |
| 2019-06-18 | Price change | $154,999 |
| 2019-06-04 | Price change | $159,985 |
| 2019-05-20 | Price change | $169,985 |
| 2019-05-07 | Price change | $174,985 |
| 2019-04-05 | Listed for sale | $179,999 |
| 2014-03-28 | Listing removed | $169,900 |
| 2014-01-16 | Listed for sale | $169,900 |
| 2013-09-27 | Listing removed | $149,900 |
| 2013-08-24 | Price change | $149,900 |
| 2013-08-08 | Price change | $169,900 |
| 2013-08-07 | Price change | $174,900 |
| 2013-05-22 | Price change | $179,900 |
| 2013-05-02 | Listed for sale | $220,000 |
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