420 Stearns Ave, Paynesville, MN, 56362
About This Home
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Dryer,Gas Water Heater,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Partial
Bedroom
- Level: Main
- Area: 132
- Dimensions: 11x12
Bedroom2
- Level: Main
- Area: 130
- Dimensions: 10x13
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,076
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,900
- Total interior livable area: 1,076 sqft
Kitchen
- Level: Main
- Area: 2795
- Dimensions: 13x215
Living Room
- Level: Main
- Area: 299
- Dimensions: 13x23
Property
Accessibility
- Accessibility features: Doors 36"+
Details
- Parcel number: 70389100000
- Zoning description: Residential-Single Family
- Foundation area: 824
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 7,841 sqft
- Features: Corner Lot
- Lot size dimensions: 79 x 97
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $134 | $1,608 |
| Property Taxes | $174 | $2,088 |
| Electricity | $170 | $2,050 |
| Total | $1,438 | $17,256 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $189,900 |
| 2021-02-19 | Sold | $139,000 |
| 2021-01-20 | Pending sale | $140,000 |
| 2020-11-18 | Listed for sale | $140,000 |
| 2019-01-07 | Listing removed | $900 |
| 2018-12-18 | Listed for rent | $900 |
| 2017-08-10 | Listing removed | $850 |
| 2017-08-03 | Price change | $850 |
| 2017-07-10 | Listed for rent | $900 |
| 2013-05-20 | Sold | $104,000 |
| 2012-04-04 | Listing removed | $114,900 |
| 2011-12-08 | Listed for sale | $114,900 |
| 2008-11-20 | Sold | $59,000 |
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