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506 7th Ave S, Saint Cloud, MN, 56301

5beds
2baths
1,572sqft
$155,000
$99price/sqft
$1,212/moest. monthly cost
$48,480/yrincome needed

About This Home

Five Bedroom home. Sold AS-IS.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
69
BikeBikeable

Schools

2/10
Lincoln Elementary SchoolGrades PK,4-50.7 mi
3/10
South Junior High SchoolGrades 6-80.7 mi
3/10

Construction

Condition

  • Year built: 1924

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Features

  • Finished area below ground: 198
  • Finished area above ground: 1,374

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,272
  • Total interior livable area: 1,572 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 82447190000
  • Zoning description: Residential-Single Family
  • Foundation area: 898

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 45 x 132

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$97$1,164
Property Taxes $162$1,944
Electricity $170$2,050
Total$1,212$14,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,554/yr
40% on housing$36,360/yr
45% on housing$32,320/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 56301$134
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56301$148
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Listed for sale$155,000
2026-08-11Pending sale$155,000
2026-08-05Listing removed$1,500
2026-07-31Listed for rent$1,500
2026-06-02Price change$155,000
2026-05-25Listed for sale$165,000
2024-04-23Listing removed--
2024-04-18Listed for rent$1,500
2023-12-13Listing removed--
2023-10-31Listed for rent$1,500
2023-06-06Listing removed--
2023-06-02Listed for rent$1,500
2022-05-04Listing removed--
2022-04-01Listed for rent$1,300
2020-04-20Listing removed$1,100
2020-04-13Listed for rent$1,100
2020-03-14Listing removed$1,200
2020-02-10Price change$1,200
2019-11-17Listed for rent$1,240
2019-03-21Listing removed$1,240
2018-11-15Listed for rent$1,240
2017-11-10Listing removed$1,240
2017-11-03Listed for rent$1,240
2016-01-27Listing removed$1,240
2015-11-24Listed for rent$1,240
2003-08-19Sold$500

For Sale by Agent

AgentGreg Steadman
BrokerageRalphie's Real Estate Company, LLC

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