407 19 1/2 Ave N, Saint Cloud, MN, 56303
About This Home
Charming and move-in ready 1½-story home situated on a spacious fenced lot! This inviting property offers a bright main-level living room with neutral finishes and arched doorway detail, an updated kitchen featuring white cabinetry and stainless steel appliances, and a dedicated dining area with durable flooring. The main level also includes a full bathroom and convenient rear entry space. Upstairs, you’ll find comfortable bedrooms with fresh carpeting and flexible layout options, perfect for sleeping areas, office space, or additional storage. The generous backyard is fully fenced and offers ample room for outdoor entertaining, pets, gardening, or future expansion. A patio area and mature trees enhance the outdoor setting. Conveniently located near parks, schools, shopping, and major roadways.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Partial,Unfinished
Bedroom
- Level: Upper
- Area: 156
- Dimensions: 12x13
Bedroom2
- Level: Upper
- Area: 110
- Dimensions: 10x11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Family Room
- Level: Main
- Area: 156
- Dimensions: 12x13
Features
- Finished area below ground: 0
- Finished area above ground: 927
Heating & Cooling
- Heating features: Baseboard
- Cooling features: None
Interior Area
- Total structure area: 927
- Total interior livable area: 927 sqft
Kitchen
- Level: Main
- Area: 150
- Dimensions: 10x15
Laundry
- Level: Main
- Area: 80
- Dimensions: 8x10
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 82457950000
- Zoning description: Residential-Single Family
- Foundation area: 623
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Patio
- Fencing: Full,Privacy,Wood
Lot
- Lot size: 5,662 sqft
- Lot size dimensions: 46 x 126
Parking
- Total spaces: 1
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $757 | $9,084 |
| Home Insurance * | $120 | $1,440 |
| Property Taxes | $153 | $1,836 |
| Electricity | $170 | $2,050 |
| Total | $1,200 | $14,400 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Price change | $159,900 |
| 2026-03-09 | Price change | $169,900 |
| 2026-02-19 | Listed for sale | $174,900 |
| 2015-08-22 | Listing removed | $950 |
| 2015-05-29 | Listed for rent | $950 |
| 2015-05-22 | Sold | $54,500 |
| 2015-04-28 | Pending sale | $59,900 |
| 2015-04-13 | Price change | $59,900 |
| 2015-04-06 | Price change | $62,900 |
| 2015-03-24 | Price change | $64,900 |
| 2015-03-09 | Price change | $65,900 |
| 2015-02-19 | Price change | $68,000 |
| 2015-02-04 | Price change | $68,900 |
| 2015-01-09 | Price change | $69,900 |
| 2014-12-30 | Price change | $71,900 |
| 2014-12-17 | Price change | $72,900 |
| 2014-12-06 | Price change | $73,900 |
| 2014-10-13 | Price change | $74,900 |
| 2014-09-30 | Listed for sale | $79,750 |
| 2013-10-14 | Sold | $24,000 |
| 2013-09-19 | Price change | $28,000 |
| 2013-08-20 | Listed for sale | $33,000 |
| 2013-04-05 | Listing removed | $29,900 |
| 2012-12-15 | Listed for sale | $29,900 |
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