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313 11th Ave N, Saint Cloud, MN, 56303

4beds
1baths
1,333sqft
$119,000
$89price/sqft
$959/moest. monthly cost
$38,360/yrincome needed

About This Home

This home has a lot of potential. Needs some work, a new roof, as well as some repairs, paint and flooring.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

2/10
Lincoln Elementary SchoolGrades PK,4-51.0 mi
3/10
South Junior High SchoolGrades 6-81.0 mi
3/10

Construction

Condition

  • Year built: 1881

Materials

  • Roof: Age Over 8 Years,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Bedroom2

  • Level: Upper
  • Area: 165
  • Dimensions: 15x11

Bedroom3

  • Level: Upper
  • Area: 195
  • Dimensions: 15x13

Bedroom4

  • Level: Upper
  • Area: 104
  • Dimensions: 13x8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,333

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,749
  • Total interior livable area: 1,333 sqft

Kitchen

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Living Room

  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 82466370000
  • Zoning description: Residential-Single Family
  • Foundation area: 450

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Front Porch
  • Fencing: None

Lot

  • Lot size: 0.35 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 129 x 111 x 130 x 132

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $601$7,212
Home Insurance *$95$1,140
Property Taxes $93$1,116
Electricity $170$2,050
Total$959$11,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,880/yr
40% on housing$28,770/yr
45% on housing$25,573/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 56303$111
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56303$131
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$109,000
2026-07-21Listed for sale$119,000
2023-11-10Sold$150,000
2023-10-23Pending sale$150,000
2023-10-17Price change$150,000
2023-09-23Price change$155,000
2023-09-07Listed for sale$165,000
2023-03-30Sold$95,000
2023-03-14Pending sale$95,000
2023-03-01Listed for sale$95,000
2023-02-10Pending sale$95,000
2023-02-02Listed for sale$95,000
2019-01-17Listing removed$94,900
2018-09-25Price change$94,900
2018-08-14Price change$99,900
2018-07-18Listed for sale$104,900

For Sale by Agent

AgentLaTonya Holifield
BrokerageNational Realty Guild

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