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676 16th St S, Sartell, MN, 56377

2beds
2baths
1,387sqft
$349,900
$252price/sqft
$2,556/moest. monthly cost
$102,240/yrincome needed

About This Home

Welcome to this stunning, 7-year-old custom patio home that still feels brand new! If you love one-level living, you will fall in love with the pristine condition of this home, inside and out. It is packed with natural light and features an awesome open-concept layout that is perfect for entertaining. Plus, there is a bright dedicated office right by the front door—ideal for working from home. The real showstopper is the custom kitchen. It features high-end cabinets, center island, gorgeous granite countertops, and plenty of prep space. It flows right into the dining area and cozy living room, so you never miss out on the action. When you are ready to unwind, head over to the spacious primary suite, complete with a private 3/4 bath and a great walk-in closet. (There are large walk-in closets in both bedrooms) Your guests will also feel right at home in the roomy second bedroom. Step outside into your own private backyard retreat! It features an awesome patio with a privacy fence and covered by a pergola. This will be your new favorite spot for morning coffee or weekend barbecues. The yard also includes a fenced garden area for your green thumb, concrete curbing, sprinkler system, and a handy storage shed. Best of all the large 2 car garage is fully finished, has a screen door to keep the bugs out during project time or just relaxing and it is heated to keep your vehicles toasty all winter long.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

9/10
Sartell Middle SchoolGrades 6-82.1 mi
9/10

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: None

Bedroom

  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 154
  • Dimensions: 11x14

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,387

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,387
  • Total interior livable area: 1,387 sqft

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Living Room

  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Office

  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Property

Accessibility

  • Accessibility features: No Stairs Internal

Details

  • Parcel number: 92567050043
  • Zoning description: Residential-Single Family
  • Foundation area: 1387

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 58 x 120

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$242$2,904
Property Taxes $375$4,500
Electricity $170$2,050
Total$2,556$30,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,634/yr
40% on housing$76,680/yr
45% on housing$68,160/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 56377$171
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56377$164
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$344,900
2026-07-13Price change$349,900
2026-06-26Listed for sale$359,900
2019-08-01Sold$269,900
2019-06-14Listed for sale$269,900
2018-11-21Sold$31,000

For Sale by Agent

AgentDebbie Niemeyer
BrokerageColdwell Banker Realty

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