17543 54th St NE, Otsego, MN, 55374
About This Home
Move-in ready Otsego townhome offering comfortable, low-maintenance living. Association covers lawn, snow, water, sewer, AND trash service! This well-designed home features 2 bedrooms, 2 bathrooms, and an upper-level loft—ideal for a home office or flexible living space. The open main level includes a welcoming living room with a cozy natural gas fireplace, plus a practical kitchen and dining area. Upper-level bedrooms provide added privacy, including a spacious primary with walk-through bath. Enjoy in-unit laundry, an attached two-car garage, and association-maintained exterior, lawn care, and snow removal. Conveniently located near parks, trails, shopping, dining, and commuter routes. A great opportunity to own in a desirable area.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Roof: Asphalt,Pitched
Type & Style
- Home type: Townhouse
- Property subType: (TH) Side x Side
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Water Softener Owned
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Basement: None
Bedroom
- Level: Main
- Area: 192
- Dimensions: 12x16
Bedroom2
- Level: Upper
- Area: 130
- Dimensions: 10x13
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 96
- Dimensions: 8x12
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,562
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,562
- Total interior livable area: 1,562 sqft
Kitchen
- Level: Main
- Area: 99
- Dimensions: 9x11
Living Room
- Level: Main
- Area: 200
- Dimensions: 10x20
Loft
- Level: Upper
- Area: 143
- Dimensions: 11x13
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 118235002060
- Attached to another structure: Yes
- Zoning description: Residential-Single Family
- Foundation area: 704
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
Lot
- Lot size: 1,132 sqft
- Lot size dimensions: 44 x 26
Parking
- Total spaces: 2
- Parking features: Attached,Asphalt,Garage Door Opener,Insulated Garage,Tuckunder Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Wright County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance * | $130 | $1,560 |
| Property Taxes | $203 | $2,436 |
| Electricity | $170 | $2,050 |
| Total | $1,767 | $21,204 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $265,000 |
| 2026-04-17 | Listed for sale | $275,000 |
| 2023-02-04 | Listing removed | -- |
| 2023-01-17 | Listed for rent | $1,750 |
| 2020-03-27 | Sold | $185,000 |
| 2020-02-16 | Pending sale | $184,900 |
| 2020-02-14 | Listed for sale | $184,900 |
| 2015-06-26 | Sold | $125,000 |
| 2015-05-05 | Pending sale | $125,000 |
| 2015-03-19 | Listed for sale | $125,000 |
| 2007-10-29 | Sold | $142,190 |
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