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209 Hill Rd, Elverson, PA, 19520

3beds
2baths
1,765sqft
$400,000
$227price/sqft
$2,741/moest. monthly cost
$109,640/yrincome needed

About This Home

This beautifully updated and maintained ranch home sits on a flat, one-acre lot in a peaceful setting. Located in Knauertown with an Elverson zip code, it falls within the top-tier Owen J Roberts School District and is a short distance from Saint Peters Village, the historic Borough of Elverson, French Creek Park, State Game Lands, and the Horseshoe Trailhead, which is just across the road. A relaxing front porch welcomes you into the main level of this Ranch-style home, where a sunny living room awaits with abundant windows, a newer 75” wall-mounted TV, and plenty of room for furnishings. The dining room offers inside access to the oversized two-car garage and new sliders with convenient between-the-glass blinds leading out to a large deck. The kitchen features flame cooking courtesy of an owned propane tank, ceramic tile flooring, cherry cabinets, and a small island perfect for coffee breaks and food prep. Down the hall from the living room, you'll find a linen closet, a coat closet, and a renovated full hall bath with step-in shower. Three bedrooms complete this level: the first is ideal for a home office or nursery, while the second and third have generously sized closets. Pull-down stairs to the attic offer potential storage space. Throughout the home, nine-foot ceilings and plaster walls reflect solid, quality construction. The partially finished basement serves as a recreation room or a fourth bedroom, complete with large closet. Highlights include a stone propane fireplace, a wet bar, a Broan exhaust fan that doubles as a wireless speaker, and a large closet. Note that the Dutch door from the DR to the basement serves as a way for warmth from the fireplace to rise from the basement and air conditioning to cool the basement level. The basement’s full bath includes a jetted tub/shower. The unfinished area houses a large pantry/storage closet and a utility room with an oil tank, furnace and the electrical, which is hooked up to a whole-house generator, standing by for potential power outages. The laundry room offers multiple storage spaces, including one that conceals the well equipment (upgraded in 2020). Ask about the discreet, hidden storage closet, perfect for firearms and valuables. Outside, the large wooden deck includes a shaded area and an oak TV stand, with a stone patio below. The outbuilding houses three adjoining spaces: another two-car garage with its own gravel driveway, a large workshop equipped with cabinetry, and a smokehouse with electricity and a stainless cutting table for the hunter. Note that the smoker needs to be reconnected — which should be an easy fix. This one-of-a-kind property offers the perfect blend of privacy, updates, and outdoor living. Perfect for those wanting the easy lifestyle of a Rancher with plenty of living space, both inside and out.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

8/10
French Creek El SchoolGrades K-62.2 mi
7/10
8/10

Construction

Condition

  • Property condition: Good
  • Year built: 1960

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Cooktop,Washer,Dryer,Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Family Room

  • Features: Fireplace - Gas
  • Level: Lower

Features

  • Bathroom - Walk-In Shower,Dining Area,Plaster Walls
  • Door features: Sliding Glass
  • Flooring: Laminate,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Stone
  • Fireplace: Yes
  • Finished area below ground: 685
  • Finished area above ground: 1,080

Heating & Cooling

  • Heating features: Hot Water,Oil
  • Cooling features: Central Air,Electric,Other

Interior Area

  • Total structure area: 2,131
  • Total interior livable area: 1,765 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1906 0072
  • Zoning: R10
  • Special condition: Standard
  • Exclusions: Park Benches

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 1 Acres
  • Features: Front Yard,Level,Rear Yard,SideYard(s),Rural
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 8
  • Parking features: Garage Faces Front,Oversized,Inside Entrance,Storage,Asphalt,Crushed Stone,Attached,Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Drought
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$89$1,068
Property Taxes $406$4,872
Electricity $224$2,692
Total$2,741$32,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,977/yr
40% on housing$82,230/yr
45% on housing$73,093/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 19520$283
Chester County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 19520$228
Chester County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$400,000
2026-08-04Contingent$400,000
2026-07-30Listed for sale$400,000
2018-01-22Sold$176,257
2017-12-11Pending sale$195,000
2017-12-05Listed for sale$195,000

For Sale by Agent

AgentMarilee Wolf
BrokerageCompass RE

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