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10158 Amery Ave NW, Monticello, MN, 55362

3beds
2baths
1,214sqft
$289,900
$239price/sqft
$1,995/moest. monthly cost
$79,800/yrincome needed

About This Home

Enjoy beautiful views of Lake Ida from this charming 3 bedroom, 2 bathroom home in Monticello! the main level features two bedrooms, a full bathroom, and a comfortable living area with scenic lake views. The primary suite provides a private retreat, while the additional bedroom spaces offer flexibility for family, guests, or a home office. A 3 car garage provides plenty of room for vehicles, storage, and recreational equipment. The home also features a newer roof installed in 2026. Located near the recreation and beauty of Lake Ida, this property offers the opportunity to enjoy lake views and a convenient Monticello location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
7/10
Monticello Middle SchoolGrades 6-85.7 mi
9/10

Construction

Condition

  • Year built: 1964

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom2

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Bedroom3

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Deck

  • Level: Main
  • Area: 384
  • Dimensions: 24x16

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,214

Garage

  • Level: Main
  • Area: 768
  • Dimensions: 32x24

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,214
  • Total interior livable area: 1,214 sqft

Kitchen

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Living Room

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 216000124302
  • Zoning description: Residential-Single Family
  • Foundation area: 960

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Lake View

Lot

  • Lot size: 0.47 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 100 x 230 x 115 x 174

Parking

  • Total spaces: 3
  • Parking features: Detached Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Wright County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$206$2,472
Property Taxes $154$1,848
Electricity $170$2,050
Total$1,995$23,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,400/yr
40% on housing$59,850/yr
45% on housing$53,200/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 55362$183
Wright County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 55362$188
Wright County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$289,900
2026-07-30Listed for sale$289,900
2014-12-04Sold$102,000
2014-10-31Sold$102,000
2006-08-08Sold$207,000
2005-01-05Sold$105,000

For Sale by Agent

AgentRay Clark
BrokerageRE/MAX Results

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