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2945 County Road 4 SW #155, Cokato, MN, 55321

1beds
1baths
384sqft
$199,000
$518price/sqft
$1,394/moest. monthly cost
$55,760/yrincome needed

About This Home

Beautiful 2005 Park Model with double loft and queen bedroom tucked into the edge of the park with outstanding lake views of Cokato Lake. Includes sunroom with great views of lake, plus a shed and paved parking area and next to common area designated for parking. Natural wood interior and exterior. Woodsy furniture, Sleep Number bed, feels like up north but only an hour away near lake and beach on west side of resort. Resort has in-ground heated pool, themed weekend activities, pickleball, Kids Club, mini-golf, hand-dipped ice cream and so much more! Memories begin here at the best RV Resort in Minnesota! Call ahead prior to driving out as majority of resort is behind security gate. Plan to spend a few hours, there is a lot to take in during a tour at the park, most likely on a golf cart if set up ahead of time. Own your own spot to camp or glamp and start making memories!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

10/10
Cokato Elementary SchoolGrades PK-42.9 mi
9/10

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Metal,Pitched
  • Construction materials: Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator
  • Laundry features: Coin-op Laundry Owned

Basement

  • Basement: None

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 384

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 384
  • Total interior livable area: 384 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Sun Room

  • Level: Main
  • Area: 192
  • Dimensions: 12 x 16

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 205700101550
  • Zoning description: Agriculture,Other
  • Foundation area: 384

Features

  • Levels: One and One Half
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Heated,Outdoor Pool,Shared
  • Patio & porch: Deck,Enclosed,Front Porch,Screened
  • Has view: Yes
  • View description: West,Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Association Access,Deeded Access,Dock,Lake View,Shared,Lake Bottom(Hard)

Lot

  • Lot size: 4,051 sqft
  • Features: Corner Lot,Tree Coverage - Medium
  • Lot size dimensions: 51 x 68 x 59 x 69

Parking

  • Parking features: Other,Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hail
Tornado
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Wright County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$141$1,692
Property Taxes $77$924
Electricity $170$2,050
Total$1,394$16,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,794/yr
40% on housing$41,820/yr
45% on housing$37,173/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$518This listing

vs Other Active Listings

Avg $/sqft

ZIP 55321$79
Wright County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 55321$158
Wright County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$189,000
2026-07-29Listed for sale$199,000

For Sale by Agent

AgentRachel Huls
BrokerageRE/MAX Results

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