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2945 County Road 4 SW #327, Cokato, MN, 55321

1beds
1baths
400sqft
$115,000
$288price/sqft
$876/moest. monthly cost
$35,040/yrincome needed

About This Home

Tired of hoping to go camping and no where available? Try this one on for size! Affordable Park Model with a loft and shed and many great amenities with large yard. Plan to come out for a tour and you will be hooked! Just make sure you call ahead as there is a security gate. We can make it easy to spend the holidays with your family and friends! In-ground, heated pool, mini golf, Kids Klub, marina and swimming beach. Lots of amenities and activities you will enjoy. Plenty of parking. Room for an additional RV (allowed 2 nights per week) to park on this unit. Possible seasonal rental available until sold, and other rental units available - either for the weekend or for the season! SELLER MAY CONSIDER SEASONAL RENTAL FOR 2026.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

10/10
Cokato Elementary SchoolGrades PK-43.2 mi
8/10

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Asphalt,Pitched

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator

Basement

  • Basement: None

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Den

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 400

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 400
  • Total interior livable area: 400 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Screened Porch

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 205700103270
  • Zoning description: Agriculture,Other
  • Foundation area: 400

Features

  • Levels: One and One Half
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Heated,Shared
  • Patio & porch: Awning(s),Deck,Other,Porch,Screened,Side Porch
  • Has view: Yes
  • View description: West
  • Waterfront features: Association Access,Dock,Shared,Lake Bottom(Hard)

Lot

  • Lot size: 9,321 sqft
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 34 x 100 x 129 x 168

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hail
Tornado
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Wright County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$81$972
Property Taxes $44$528
Electricity $170$2,050
Total$876$10,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,034/yr
40% on housing$26,280/yr
45% on housing$23,360/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 55321$83
Wright County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 55321$158
Wright County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$115,000
2025-12-31Listing removed$115,000
2025-04-04Listed for sale$115,000
2021-05-24Sold$90,000
2021-05-07Pending sale$90,000
2021-05-06Listed for sale$90,000
2021-04-08Pending sale$90,000
2021-04-08Listed for sale$90,000
2020-11-08Sold$74,900
2011-08-03Listing removed$69,900
2011-05-01Price change$69,900
2011-03-27Listed for sale$75,000
2010-10-05Listing removed$75,000
2010-09-17Price change$75,000
2010-08-19Price change$77,000
2010-07-09Listed for sale$81,000

For Sale by Agent

AgentRachel Huls
BrokerageRE/MAX Results

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