104 Spader Bay Road #47, Chelan, WA, 98816
About This Home
Don’t miss this charming lake-view studio in the highly desirable Spader Bay community. Experience the perfect blend of convenience and relaxation—where you can enjoy lake living without the hassle of exterior maintenance. Tucked away for a more private, intimate feel, yet just steps from the water, this location truly offers the best of both worlds. The kitchen is thoughtfully equipped with a cooktop, dishwasher, microwave, and refrigerator, making it both functional and efficient. The spacious living area offers flexibility to create an additional sleeping space alongside the built-in Murphy bed, maximizing comfort and usability. Unwind on your private deck as you take in the peaceful surroundings and watch the sun shimmer across the lake. When it’s time for fun, the sandy private beach is just outside your door. Community amenities elevate the experience even further, featuring a swimming pool, hot tubs, sport courts, playgrounds, laundry facilities, boat dock and buoys, as well as convenient boat trailer parking. Enjoy scenic public walking trails that lead you into town, all just a short stroll away. Short-term rentals are permitted, and the presence of an on-site manager and security provides added peace of mind—making this an ideal getaway, or investment.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1976
Materials
- Roof: Composition
- Construction materials: Cement/Concrete,Cement Planked,Wood Siding,Wood Products,Cement Plank
Type & Style
- Home type: Condo
- Architectural style: Condo (3 Levels)
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Closet,Cooking - Electric Hookup,Cooking-Electric
- Laundry features: Common Area
Bathroom Full
- Level: Main
Bathroom Three Quarter
- Level: Main
Bedrooms & Bathrooms
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
- Main level bathrooms: 2
Dining Room
- Level: Main
Entry Hall
- Level: Main
Features
- Window features: Insulated Windows
- Flooring: Vinyl Plank
Heating & Cooling
- Heating features: Forced Air,Heat Pump,Electric
- Cooling features: Heat Pump
Interior Area
- Total structure area: 435
- Total interior livable area: 435 sqft
Kitchen With Eating Space
- Level: Main
Living Room
- Level: Main
Other
- Level: Main
Property
Details
- Parcel number: 272211852180
- Special condition: Standard
Features
- Levels: Three Or More
- Entry location: Main
- Patio & porch: Cooking-Electric,Ground Floor,Insulated Windows,Water Heater
- Spa features: Community
- Has view: Yes
- View description: Bay,Lake,Territorial
- Has water view: Yes
- Water view: Bay,Lake
- On waterfront: Yes
- Waterfront features: Lake,No Bank
Lot
- Features: Dead End Street,Paved
Parking
- Total spaces: 1
- Parking features: Off Street,Uncovered
- Uncovered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Chelan County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,745 | $32,940 |
| Home Insurance * | $166 | $1,992 |
| Property Taxes | $294 | $3,528 |
| Electricity | $149 | $1,793 |
| Total | $3,354 | $40,248 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Listed for sale | $543,000 |
| 2015-04-30 | Sold | $195,000 |
View on Zillow