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33811 Territory Road, Oysterville, WA, 98641

5beds
3baths
2,321sqft
$850,000
$366price/sqft
$5,329/moest. monthly cost
$213,160/yrincome needed

About This Home

Charming custom home in Washington's historic Oysterville District, just moments from the shores of Willapa Bay with bay views. Situated on a beautifully maintained half-acre, this 1,775 SF home features 2 bedrooms, 2 baths, vaulted ceilings, an open-concept floor plan, custom windows, a wraparound deck, and two versatile bonus rooms. A detached one-car garage includes a private studio apartment above, ideal for guests, a home office, or potential rental income. Built in 1995, the cedar exterior and timeless architecture pay homage to Oysterville's historic character while offering modern comfort. A rare opportunity to own a distinctive coastal property in one of Washington's most treasured communities.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
3/10
Hilltop SchoolGrades 6-816.3 mi
5/10
Ilwaco Sr High SchoolGrades 9-1216.2 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1995

Materials

  • Foundation: Block
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1995

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: 2 Electric,Water Heater Location: Closet/Garage

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Den Office

  • Level: Second

Features

  • Ceiling Fan(s),Dining Room,Loft
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,Vinyl,Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Stove/Free Standing,Electric
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 1,775
  • Total interior livable area: 2,321 sqft

Property

Details

  • Parcel number: 76039000004
  • Zoning: R1
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Loft,Water Heater
  • Has view: Yes
  • View description: Bay,Territorial
  • Has water view: Yes
  • Water view: Bay
  • Topography of land: Level
  • Residential vegetation: Brush,Wooded

Lot

  • Lot size: 0.50 Acres
  • Features: Paved,Cable TV,Deck,Fenced-Partially,High Speed Internet,Patio,Propane,RV Parking
  • Lot size dimensions: 109 x 209

Parking

  • Total spaces: 5
  • Parking features: Driveway,Detached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 1
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Tsunami
    TsunamiRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Tsunami
Coastal Flooding
Inland Flooding

FEMA Declared Disasters in Pacific County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$390$4,680
Property Taxes $483$5,796
Electricity $158$1,905
Total$5,329$63,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,708/yr
40% on housing$159,870/yr
45% on housing$142,106/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$366This listing

vs Other Active Listings

Avg $/sqft

ZIP 98641$243
Pacific County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 98641
Pacific County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$850,000
2012-05-07Sold$295,000

For Sale by Agent

AgentKaylin Culver
BrokerageRealtyONEGroup Discovery Coast

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