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118 Oak Ln, Coatesville, PA, 19320

3beds
2baths
1,990sqft
$475,000
$239price/sqft
$3,266/moest. monthly cost
$130,640/yrincome needed

About This Home

Welcome to this well-maintained ranch home situated on a picturesque 1.6-acre lot, offering the perfect blend of privacy, functionality, and outdoor enjoyment. Featuring 3 bedrooms and 2 full bathrooms, this home provides comfortable one-floor living with plenty of room to make it your own. The spacious living areas flow into a bright kitchen and dining space, while the recently installed HVAC system provides year-round comfort and peace of mind. A sunroom offers additional living space to relax and enjoy views of the backyard in every season. Step outside to your own private retreat featuring an in-ground swimming pool, expansive patio, and generous yard—ideal for entertaining family and friends or simply enjoying the peaceful surroundings. A standout feature is the oversized detached garage with radiant floor heating, making it an exceptional space for car enthusiasts, contractors, hobbyists, or anyone needing a year-round workshop. An attached two-car garage adds even more convenience and storage. While portions of the interior offer an opportunity for cosmetic updates, this home has been well cared for and provides an outstanding chance to personalize a property with solid features, valuable upgrades, and exceptional outdoor amenities. Conveniently located in West Caln Township with easy access to major routes, shopping, dining, and everyday conveniences, this unique property combines country charm with practical living. Don't miss the opportunity to make this versatile property your next home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Good
  • Year built: 1957

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Concrete,Sump Pump,Full,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Floor Plan - Traditional,Eat-in Kitchen
  • Finished area below ground: 0
  • Finished area above ground: 1,990

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump,Electric

Interior Area

  • Total structure area: 1,990
  • Total interior livable area: 1,990 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 2805 0064
  • Zoning: R10 RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Private
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 1.60 Acres
  • Features: Backs to Trees,Front Yard,Level
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 9
  • Parking features: Garage Faces Side,Oversized,Detached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Drought
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$159$1,908
Property Taxes $482$5,784
Electricity $224$2,692
Total$3,266$39,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,977/yr
40% on housing$97,980/yr
45% on housing$87,093/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 19320$191
Chester County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 19320$203
Chester County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$475,000
2026-07-30Listed for sale$475,000
2023-11-22Listing removed--
2023-11-13Listed for rent$2,400
2021-04-16Sold$375,900
2021-03-25Pending sale$325,000
2021-03-11Listing removed--
2021-03-10Contingent$325,000
2021-03-10Pending sale$325,000
2021-03-04Listed for sale$325,000
2017-02-07Listing removed$1,900
2017-02-01Listed for rent$1,900
2016-11-21Sold$260,000
2015-08-11Sold$260,000
2015-06-19Pending sale$274,900
2015-06-19Price change$274,900
2015-06-04Price change$299,900
2015-05-14Price change$274,900
2015-04-13Price change$279,900
2015-03-31Price change$299,900
2015-02-20Price change$279,900
2015-02-19Price change$299,900
2015-02-13Price change$279,900
2015-02-10Price change$299,900
2015-01-10Listed for sale$279,900
2001-12-19Sold$149,900

For Sale by Agent

AgentTony Previte
BrokerageLong & Foster Real Estate, Inc.

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