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6533 Villa Spring Dr, LOUISVILLE, KY, 40291

2beds
2baths
1,640sqft
$370,000
$226price/sqft
$2,380/moest. monthly cost
$95,200/yrincome needed

About This Home

Welcome to 6533 Villa Spring Dr., a beautifully cared-for 2 bedroom, 2 full bath home lovingly maintained by its original owner. Situated on a desirable corner lot with common space adjacent, this property offers an extra layer of privacy rarely found in the neighborhood. Step inside to a spacious living room featuring a dramatic vaulted ceiling that fills the space with light and openness. The adjoining sunroom offers the perfect spot to unwind, whether you're sipping morning coffee or enjoying a quiet evening. The full basement provides abundant storage or the potential to finish additional living space to suit your needs. An attached 2-car garage adds everyday convenience, while the home's pride-of-ownership condition means it's truly move-in ready. Don't miss this rare opportunity to own a well-loved home in a great Louisville location conveniently located by Jeffersontown and Fern Creek.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Luhr Elementary SchoolGrades K-50.8 mi
3/10
Newburg Middle SchoolGrades 6-83.4 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,640

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,640
  • Total interior livable area: 1,640 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Sun Room

  • Level: First

Property

Details

  • Parcel number: 23403800020000

Features

  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 5,227 sqft
  • Features: Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$196$2,352
Property Taxes $160$1,920
Electricity $154$1,850
Total$2,380$28,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,600/yr
40% on housing$71,400/yr
45% on housing$63,466/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 40291$170
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40291$169
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Listed for sale$370,000
2006-07-26Sold$243,913

For Sale by Agent

AgentTheodore Mitzlaff
BrokerageKentucky Select Properties

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