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19796 W Wortham Rd, Saucier, MS, 39574

3beds
2baths
1,500sqft
$248,000
$165price/sqft
$1,848/moest. monthly cost
$73,920/yrincome needed

About This Home

Tucked away off W Wortham Road, this precious 3 bedroom, 2 bath home offers the perfect blend of charm, space, and convenience... all on a generous half-acre lot. Owned by just one owner, this home has been lovingly maintained over the years and is ready for its next chapter. Inside, you'll find a comfortable, functional layout that offers a great foundation to make your own. Step outside to a fully fenced backyard with plenty of room to relax, play, or entertain... and enjoy the peace and quiet this area is known for. A backyard shed will remain for additional storage, and all appliances will convey with the home. Located near W Wortham Elementary and Middle Schools, this property is also situated in a no flood zone... helping keep your costs down and peace of mind high. Major systems have been consistently covered under an American Home Shield warranty since ownership, and the seller is willing to transfer the coverage to the new owner... offering an added layer of confidence as you make it your own. This is a great opportunity to add your personal touches and build equity in a desirable, quiet location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Barn,Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Washer,Water Heater
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island
  • Flooring: Laminate
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Property

Details

  • Parcel number: 050434001.015

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch
  • Exterior features: See Remarks
  • Fencing: Back Yard,Wood,Fenced

Lot

  • Lot size: 0.49 Acres

Parking

  • Total spaces: 2
  • Parking features: Concrete,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,254$15,048
Home Insurance *$281$3,372
Property Taxes $121$1,452
Electricity $192$2,304
Total$1,848$22,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,360/yr
40% on housing$55,440/yr
45% on housing$49,280/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 39574$118
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39574$126
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$250,000
2022-09-14Listing removed--
2022-07-22Price change$215,000
2022-05-26Listed for sale$225,000

For Sale by Agent

AgentRachel Allen
BrokerageCoastal Realty Group

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