4103 Lake St, Bay Saint Louis, MS, 39520
About This Home
Come enjoy the beautiful coastal life in this lovely "totally remodeled" 3 bedroom / 2 bath, move-in-ready home in the Bay St. Louis area. Enter into the foyer with pretty welcoming beach colors throughout , a large living room, spacious kitchen w/lots of cabinets & plenty of counter space. All 3 bedrooms are very nice-sized with a large master bath & walk-in closet. All this on 2 lots in a quite serene area. Great Location....close to the beaches, shopping, and I-10. Make this your HOME SWEET HOME, or your home away from home, or this could also be a great investment property for an AIRBNB....DON'T MISS THIS!!!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing Home
- Year built: 1983
Materials
- Foundation: Pillar/Post/Pier
- Roof: Architectural
- Construction materials: Sheetrock
Type & Style
- Home type: SingleFamily
- Property subType: Residential
Interior
Appliances
- Appliances included: Electric Range,Electric Water Heater
- Laundry features: Laundry Room
Basement
- Basement: None
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Walk-In Closet(s)
- Flooring: Carpet,Vinyl
- Fireplace features: None
Heating & Cooling
- Heating features: Electric,Other
- Cooling features: Ceiling Fan(s),Electric,Other
Interior Area
- Total structure area: 1,435
- Total interior livable area: 1,435 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 138L033368.000
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Fencing: None
- Waterfront features: None
Lot
- Lot size: 9,583 sqft
- Features: City Lot
- Lot size dimensions: 100 x 100
Parking
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Cold Wave
- Heat Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hancock County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $905 | $10,860 |
| Home Insurance * | $241 | $2,892 |
| Property Taxes | $98 | $1,176 |
| Electricity | $192 | $2,304 |
| Total | $1,436 | $17,232 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-19 | Listed for sale | $225,000 |
View on Zillow