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202 Pine St, Waveland, MS, 39576

1beds
1baths
900sqft
$125,000
$139price/sqft
$1,030/moest. monthly cost
$41,200/yrincome needed

About This Home

Charming cottage situated on approximately +/- 0.40 acres across six lots, offering space, flexibility, and endless possibilities. This cozy one-bedroom, one-bath home features approximately +/- 900 square feet with a functional layout that includes a kitchen, dedicated laundry room, and an accessibility ramp for convenient entry. Outside, you'll find plenty of room for vehicles, equipment, hobbies, or future improvements with a covered carport, additional detached carport, and storage shed. The expansive lot provides ample outdoor space for gardening, recreation, expansion, or simply enjoying the privacy of a larger homesite. Whether you're searching for a primary residence, weekend retreat, rental property, or investment opportunity, this property offers the perfect coastal escape just minutes from the beach. Enjoy the convenience of a quick getaway while still having plenty of space to relax and make it your own. With propane service already in place and endless possibilities for customization, this property is full of potential. Property is sold as-is whereas.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

10/10
8/10
9/10
Bay High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Oven,Refrigerator
  • Laundry features: In Kitchen,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: Other

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,Wall/Window Unit(s)

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 162k010032.000
  • Zoning description: General Residential

Features

  • Levels: One
  • Stories: 1
  • Exterior features: See Remarks
  • On waterfront: Yes
  • Waterfront features: Beach Access

Lot

  • Lot size: 0.40 Acres
  • Features: Few Trees,Irregular Lot

Parking

  • Total spaces: 1
  • Parking features: Attached Carport,Carport,Driveway,Direct Access
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Hancock County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$138$1,656
Property Taxes $68$816
Electricity $192$2,304
Total$1,030$12,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,314/yr
40% on housing$30,900/yr
45% on housing$27,466/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 39576$221
Hancock County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 39576$169
Hancock County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Price change$120,000
2026-08-03Price change$125,000
2026-07-20Price change$129,000
2026-06-12Listed for sale$149,900
2018-05-09Sold--
2018-05-02Pending sale$65,000
2018-04-24Price change$65,000
2018-03-22Listed for sale$79,900
2017-10-02Sold--
2017-07-25Pending sale$59,900
2017-07-02Price change$59,900
2017-06-13Listed for sale$68,500
2017-06-01Pending sale$68,500
2017-04-17Listed for sale$68,500

For Sale by Agent

AgentHolly Lemoine Raymond
BrokerageHL Raymond Properties, LLC

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