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518 S Beach Blvd, Waveland, MS, 39576

5beds
6baths
6,920sqft
$850,000
$123price/sqft
$6,349/moest. monthly cost
$253,960/yrincome needed

About This Home

Experience coastal luxury in this breathtaking 5,907 sq. ft. all-brick estate, perfectly situated on the beachfront. With direct beach access right in front of the home, you can enjoy the sand and surf just steps from your door. Located just minutes from downtown Bay St. Louis, this property offers the perfect balance of privacy and convenience. Inside, this five-bedroom, six-bathroom masterpiece features two expansive living spaces, a formal dining room, and a sunroom that floods the interior with natural light. New laminate floors and ceramic tile provide modern style and durability throughout. The thoughtfully designed layout includes a primary suite on both the first and second floors, ensuring ultimate comfort and flexibility. Each of the five spacious bedrooms has its own en-suite bathroom, offering privacy and convenience for family and guests. A large laundry room adds to the home's functionality. The expansive rear deck, complete with stairs and a ramp and direct access to the stunning resort-style pool, creating the ultimate setting for relaxation and entertainment. A 950 sq. ft. two-story guest house adds even more value, featuring two bedrooms, two full bathrooms, a spacious living area, a fully equipped kitchen, and a private garage. Perfect for visitors, extended family, or rental potential. Whether you're looking for the perfect primary residence or a luxurious vacation home, this exceptional property offers both sophistication and coastal charm. Don't miss this rare opportunity to own a slice of paradise!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

10/10
8/10
9/10
Bay High SchoolGrades 9-123.8 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2007

Materials

  • Foundation: Brick/Mortar,Chainwall
  • Roof: Asphalt
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Refrigerator,Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 6

Features

  • Bookcases,Built-in Features,Ceiling Fan(s),Entrance Foyer,His and Hers Closets,Pantry,Soaking Tub,Storage,Walk-In Closet(s),Bidet
  • Flooring: Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 6,920
  • Total interior livable area: 6,920 sqft

Property

Details

  • Parcel number: 162r010032.000

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Fenced,In Ground
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Garden,Lighting,Rain Gutters
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Beach Front,Waterfront

Lot

  • Lot size: 0.70 Acres
  • Features: Few Trees,Front Yard,Garden,Near Beach,Views

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Direct Access,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Hancock County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$941$11,292
Property Taxes $467$5,604
Electricity $643$7,721
Total$6,349$76,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,680/yr
40% on housing$190,470/yr
45% on housing$169,306/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 39576$214
Hancock County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 39576$169
Hancock County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-30Price change$1,100,000
2025-07-25Price change$1,200,000
2025-04-02Listed for sale$1,300,000

For Sale by Agent

AgentErica N Young
BrokerageHaus of Bonaparte Realty, LLC

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