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13400 Arguelles Rd, Ocean Springs, MS, 39565

4beds
4baths
3,000sqft
$525,000
$175price/sqft
$3,658/moest. monthly cost
$146,320/yrincome needed

About This Home

Immaculately kept home with room for a large family! This home has been kept in pristine condition. The original wood stands out with shine and the perfect hand carved entryways to the rooms. The kitchen is ready for a new family to love it! If walls could talk, you'd hear the giggles from the kids and grandkids who have baked dozens of cookies in it before. The cabinets gleam and are protected on the inside by tile. When family comes to town you have room to host everyone. The home has a large addition that offers another living area, bedroom, and bathroom. The single car garage is finished out so that it can be sured as a bedroom, with a Murphy bed if needed. Not a single thing was overlooked with this home was designed for a growing family! Home sits on 5, quiet acres and has a workshop for all of your toys!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
St. Martin Middle SchoolGrades 6-83.5 mi
8/10
St Martin High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1980

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick Veneer,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Beamed Ceilings,Ceiling Fan(s),Storage,Granite Counters
  • Flooring: Combination
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 3,000 sqft

Property

Details

  • Parcel number: 07160021000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Lighting

Lot

  • Lot size: 5 Acres

Parking

  • Total spaces: 6
  • Parking features: Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Wildfire
Cold Wave
Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Jackson County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$433$5,196
Property Taxes $293$3,516
Electricity $278$3,347
Total$3,658$43,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,417/yr
40% on housing$109,740/yr
45% on housing$97,546/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 39565$207
Jackson County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 39565$155
Jackson County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Price change$530,000
2025-12-08Listed for sale$535,000

For Sale by Agent

AgentTheresa Waker
BrokerageWakeland Properties, LLC

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